cancel
Showing results for 
Search instead for 
Did you mean: 

Quick Nfcu question

tag
dddfresh
Frequent Contributor

Quick Nfcu question

I took another HP yesterday from Nfcu for a cli and didn't get it. I think that's the third one I've gotten in three months. Anyways, I just read after the second screen comes up and you don't get approved for the amount you requested or a counter offer,

You can call in and cancel the cli request before they HP you!?!????

It's too late for me now, but next time? That is amazing if true. I've been missing that step ever since the 50 page cli thread for Nfcu.

Can anyone confirm this? Any special verbiage in cancelling the cli request? Thank you

9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13
Message 1 of 2
1 REPLY 1
blunderer
Established Contributor

Re: Quick Nfcu question

The thing about calling to the avoid the HP is you'll have to call almost immediately and speak to someone in that department which is not open 24hrs.  NFCU does answer calls 24hrs but the department you actually need to speak with to avoid the "manual review"/HP isn't opened 24hrs.


This was based on my experience.  Hope this helps.

Message 2 of 2
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.