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Quick question regarding citi forward

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JaeJae12
Frequent Contributor

Quick question regarding citi forward

Anyone has the old forward card in visa sig? My forward is just a visa and when I call them to see if I can upgrade to a visa sig they have no clue lol... And yes the minimum credit line is 5k? I'm at 21k..

BCE- 50 k-BOA 123 100k -Freedom unlimited-95k- Citi DC- 200k-CSR 175k
Garden mode



Message 1 of 14
13 REPLIES 13
chalupaman
Super Contributor

Re: Quick question regarding citi forward


@JaeJae12 wrote:
Anyone has the old forward card in visa sig? My forward is just a visa and when I call them to see if I can upgrade to a visa sig they have no clue lol... And yes the minimum credit line is 5k? I'm at 21k..

All I know is that the $5k minimum thing is mainly a Chase card requirement. It doesn't apply to other lenders from what I can tell. 

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 2 of 14
nyancat
Established Contributor

Re: Quick question regarding citi forward

I know someone who got a Visa Signature Citi Forward with a $500 CL...

American Express Blue Cash Everyday - $11,000; American Express Platinum Cashback Everyday - £3,000; American Express Rewards Credit Card - £7,500; Aqua Reward Mastercard - £3,500; Bank of America Travel Rewards - $5,000; Barclaycard Freedom Rewards - £3,500; Citi Forward - $5,800; Discover It - $10,000; Halifax Clarity - £1,500; HSBC Platinum with Rewards - $5,000, MBNA Everyday Plus - £3,500
Message 3 of 14
Anonymous
Not applicable

Re: Quick question regarding citi forward


@JaeJae12 wrote:
Anyone has the old forward card in visa sig? My forward is just a visa and when I call them to see if I can upgrade to a visa sig they have no clue lol... And yes the minimum credit line is 5k? I'm at 21k..

I haven't asked about "upgrading" mine because I am concerned about losing the 5x benefit.   But at least one person here has done so (with a CL below $5k) and was OK.   But with Citi, and a grandfathered benefit that is so valuable, I see no need to take the chance!

Message 4 of 14
matthew2115
New Contributor

Re: Quick question regarding citi forward

I have the plain (non-signature) Visa.  At some point in the past, they sent me a Signature version.  Then shortly thereafter sent me a new card with a chip, but no longer Signature.  Weird, but whatever.  I'm not about to ask any questions while they keep paying out 5x dining.

EX08: 841 | TU08: 841
EQ08 (Bankcard Enhanced) 844 (out of 900)
FAKO TU: 803
Vantage 3.0 - TU: 817 - EQ: 818
Message 5 of 14
jsucool76
Super Contributor

Re: Quick question regarding citi forward


@matthew2115 wrote:

I have the plain (non-signature) Visa.  At some point in the past, they sent me a Signature version.  Then shortly thereafter sent me a new card with a chip, but no longer Signature.  Weird, but whatever.  I'm not about to ask any questions while they keep paying out 5x dining.


I've got a citi forward with EMV and a visa sig card. It's got a $2600 limit. Did an online chat with citi and said "can you upgrade my forward card to a visa sig" and they said "yes." 

 

Simple as that. 

Message 6 of 14
Anonymous
Not applicable

Re: Quick question regarding citi forward

I asked phone rep and twitter, both of which said visa signature is not available for forward. 

Whoever got the VS forward was lucky!

Message 7 of 14
Anonymous
Not applicable

Re: Quick question regarding citi forward


@Anonymous wrote:

I asked phone rep and twitter, both of which said visa signature is not available for forward. 

Whoever got the VS forward was lucky!


I;ve been told that too, but since several people have had one, it's obviously not true.  I was also told DC is not available in World

Message 8 of 14
Kenny
Moderator Emeritus

Re: Quick question regarding citi forward


@Anonymous wrote:

@JaeJae12 wrote:
Anyone has the old forward card in visa sig? My forward is just a visa and when I call them to see if I can upgrade to a visa sig they have no clue lol... And yes the minimum credit line is 5k? I'm at 21k..

I haven't asked about "upgrading" mine because I am concerned about losing the 5x benefit.   But at least one person here has done so (with a CL below $5k) and was OK.   But with Citi, and a grandfathered benefit that is so valuable, I see no need to take the chance!


lol, that would be the way I would go.. No "upgrade" needed! Smiley Very Happy lol don't take away the 5x thing or risk it, I mean. 

Message 9 of 14
Anonymous
Not applicable

Re: Quick question regarding citi forward


@Anonymous wrote:

I;ve been told that too, but since several people have had one, it's obviously not true.  I was also told DC is not available in World


Well apparantly everybody who was issued a DC got a WMC, despite the limits and benefits.

Message 10 of 14
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