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Quicksilver Mastercards being converted to Visa

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Anonymous
Not applicable

Re: Quicksilver Mastercards being converted to Visa

Reason I ask is I just PC’d my Platinum to a Quicksilver this week and I’m curious if I should be following a potential network change for different features or allowances or anything. It shows up online as a QS MC but a changeover night mean it’s a QS Visa and I’m not sure what the implications are.
Message 11 of 32
issac2x
Frequent Contributor

Re: Quicksilver Mastercards being converted to Visa


@Anonymous wrote:
Reason I ask is I just PC’d my Platinum to a Quicksilver this week and I’m curious if I should be following a potential network change for different features or allowances or anything. It shows up online as a QS MC but a changeover night mean it’s a QS Visa and I’m not sure what the implications are.

There is no real difference between the networks imo useless you're counting the benefits in the VS/WEMC that not many people use. So no need to worry it'll just say visa instead of MC if Cap1 changes them.


Message 12 of 32
Anonymous
Not applicable

Re: Quicksilver Mastercards being converted to Visa

They do seem to flip flop alot.  My QS is in the SD, so the payment network is irrelavant, but that is aweful for those that really use it and like the MC version. 

Message 13 of 32
pip3man
Valued Contributor

Re: Quicksilver Mastercards being converted to Visa

Hasn’t the Quicksilver always been a Visa card anyways. Mine has always been that from day 1 for the 3-4yrs I’ve had it... what am I missing?

Message 14 of 32
Anonymous
Not applicable

Re: Quicksilver Mastercards being converted to Visa

Jago22:

 

In your card profile, I do not notice a dining card. Why don't you pc Quicksilver for the Savor card (3% on dining) like I did? 

 

Or don't you dine out?

Message 15 of 32
Anonymous
Not applicable

Re: Quicksilver Mastercards being converted to Visa

@johnny50    I just recently PC-ed the QS from what was originally a secured Plat.   I have Disco which is 5% (10% with my cb match) for this quarter, and i have 2 other cards that offer me 3% on dining like the savor.  Cap1 is good for building in the beginning, but as i have progressed, they are less in "my" wheel house now Smiley Happy

Message 16 of 32
HeavenOhio
Senior Contributor

Re: Quicksilver Mastercards being converted to Visa


@pip3man wrote:

Hasn’t the Quicksilver always been a Visa card anyways. Mine has always been that from day 1 for the 3-4yrs I’ve had it... what am I missing?


Capital One changes networks for new applications every few months. This is the first time we’ve seen anything that even remotely indicates that there could be network changes on existing cards.

Message 17 of 32
Anonymous
Not applicable

Re: Quicksilver Mastercards being converted to Visa


@HeavenOhio wrote:

@pip3man wrote:

Hasn’t the Quicksilver always been a Visa card anyways. Mine has always been that from day 1 for the 3-4yrs I’ve had it... what am I missing?


Capital One changes networks for new applications every few months. This is the first time we’ve seen anything that even remotely indicates that there could be network changes on existing cards.


I think now I know why Capital One doesn't specify on their Platinum and Quicksilver pages which networks the cards belong to...

Message 18 of 32
Adkins
Legendary Contributor

Re: Quicksilver Mastercards being converted to Visa

The DH got a pre-approval offer in the mail for the Quicksilver today, and it was a Visa.


Last HP 08-07-2023



Message 19 of 32
Gmood1
Super Contributor

Re: Quicksilver Mastercards being converted to Visa

I've had both Visa and MasterCard QS cards. I'd prefer to leave my only Capitol One as a MasterCard.
Depending on how you use them, there's definitely a difference in MC and VISA. MC allows you to charge for payments the VISA network doesn't allow.
Message 20 of 32
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