cancel
Showing results for 
Search instead for 
Did you mean: 

Quicksilver One upgrade to Quicksilver? - UPDATE

tag
shengnes
Valued Member

Quicksilver One upgrade to Quicksilver? - UPDATE

On Tuesday I took my two Quicksilver Ones and combined the limits. I've had both cards since June of 2014. I now have a $5000 limit on one card. Awesome. So I decided to call and see if there was a possibility of upgrading my Quicksilver One to a regular Quicksilver with no annual fee. The CS rep said there was no offer on my account for that. So yesterday morning I emailed the EO to ask them if it was possible. 

 

The EO office called me later on yesterday morning but I could not answer. So this morning I contacted them back. Spoke to a really nice lady who said that she would refund my $39 fee from last year and look into upgrading my card to a regular Quicksilver and let me know by Monday or Tuesday next week. 

 

I log onto my account tonight and I used to have my own picture icon for that account and now it is changed to a Quicksilver card icon without the one on it. Could this possibly mean that they have already upgraded it? I hope so.

 

If this card does get upgraded does this mean it will be in the prime tier or will it still be in the sub-prime card catagory?

 

I really hope that this goes through. It was my first experience with the EO and it was really a pleasant experience. She really sounded like she generally wanted to help. 

 

My card was updated to a World MasterCard. I Will receive the new card in 7 - 10 days. It will be the same number but different expiration. I'm very pleased. Now to work on doing the same thing on my husbands cards. 

 

Message 1 of 37
36 REPLIES 36
Anonymous
Not applicable

Re: Quicksilver One upgrade to Quicksilver?

Sounds like they did. I had to accept some terms when I switched, but I did it on chat. Regardless, congratulations! If in fact you got your PC!

Message 2 of 37
FireMedic1
Community Leader
Mega Contributor

Re: Quicksilver One upgrade to Quicksilver?

Fuuny you post this. I got my QS MC today. It was ugraded from a Plat MC. Same number. Just the 3 digit code changed and a added year to the exp date. Yes the picture changes. Took a week between that and the card arrival today.



BK Free Aug25
Message 3 of 37
UncleB
Credit Mentor

Re: Quicksilver One upgrade to Quicksilver?


@shengnes wrote:

On Tuesday I took my two Quicksilver Ones and combined the limits. I've had both cards since June of 2014. I now have a $5000 limit on one card. Awesome. So I decided to call and see if there was a possibility of upgrading my Quicksilver One to a regular Quicksilver with no annual fee. The CS rep said there was no offer on my account for that. So yesterday morning I emailed the EO to ask them if it was possible. 

 

The EO office called me later on yesterday morning but I could not answer. So this morning I contacted them back. Spoke to a really nice lady who said that she would refund my $39 fee from last year and look into upgrading my card to a regular Quicksilver and let me know by Monday or Tuesday next week. 

 

I log onto my account tonight and I used to have my own picture icon for that account and now it is changed to a Quicksilver card icon without the one on it. Could this possibly mean that they have already upgraded it? I hope so.

 

If this card does get upgraded does this mean it will be in the prime tier or will it still be in the sub-prime card catagory?

 

I really hope that this goes through. It was my first experience with the EO and it was really a pleasant experience. She really sounded like she generally wanted to help. 

 


It sounds like you got your PC!  Smiley Happy

 

When I got mine a couple of months ago, it took about a week for the online pic to be updated to show a Quicksilver rather than a Quicksilver One, long enough that I was starting to get concerned that I had dreamed the whole thing up... LOL

 

As for "prime" or "sub-prime", those are subjective terms... but I would consider a no-AF card with rewards to be "prime" myself.  Smiley Wink

Message 4 of 37
shengnes
Valued Member

Re: Quicksilver One upgrade to Quicksilver?

I logged back on and now the $39 credit is listed so I also have a negative balance. I love this board. I would never have done what I have done since starting to study this board. 

Message 5 of 37
Anonymous
Not applicable

Re: Quicksilver One upgrade to Quicksilver?

That is awesome!! I am also patiently waiting to get my new QS in the mail.  I also called approx two weeks ago (thanks to the advice of the MyFico forum) to upgrade my QS1 to the QS.  I had been recently approved for the Venture and it was suggested by someone on MyFico that I should also ask Cap1 to PC the QS card.  I called and they did it and I was able to get them to give me a credit for the AF.

 

 I LOVE CAP1!!

Message 6 of 37
Anonymous
Not applicable

Re: Quicksilver One upgrade to Quicksilver?

In my book all Quicksilver MC's are sub prime... which i have 2 of after upgrades. Cap 1 prime cards would be Quicksilver Visa, Venture... etc

Im not really knocking the card, but it will be my next cards i erase from my portfolio along with my Barclay's Rewards MC. I already dumped first premier & credit one.

I do like the rewards on anything you purchase.
Message 7 of 37
Anonymous
Not applicable

Re: Quicksilver One upgrade to Quicksilver?

It sounds like they upgraded you. Congrats!
Message 8 of 37
_NERD
Established Contributor

Re: Quicksilver One upgrade to Quicksilver?

Well done.

3B profile optimization in progress...
Message 9 of 37
Anonymous
Not applicable

Re: Quicksilver One upgrade to Quicksilver?

So the Quicksilver WMC are still considered sub prime?

Message 10 of 37
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.