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@Anonymous wrote:
QS1 won’t ever upgrade to QS - they won’t change a card with an AF to one without it. You’d have to app for the QS and it really isn’t much worth doing for a 3 HP burn. If you’re eligible to app for a second Discover, it might be worth it now with your scores where they are. You can hit the prequal page and see what they’d offer.
For some it might take longer to PC a QS1 to a QS, but it's definitely possible: https://ficoforums.myfico.com/t5/Credit-Cards/Capital-One-QS1-to-QS-PC-Finally/td-p/4460966
Edited to add: This is the same account I recently PC'ed to a Savor, that is now 'grandfathered' with no AF.
@Anonymous wrote:
Interesting - I stand corrected. All the posts I’ve read have said it wasn’t possible. Good to know that it can be done.
I recently closed my Cap1 QS1 card because I was told that it would "never ever" be PCed or upgraded to a QS card. Either it is just my situation or Cap1s inconsistency. Regardless, I will most likely "never ever" apply for a Cap1 again.
i clicked the upgrade link, and no love for my qs1. i have a cap1 platinum $500 that i intend to combine into my qs1 at 6mo after the cli though, and it was offered an upgrade to regular quicksilver. i have never used that card and its only 5 months old. next month im left with a world elite qs1 that im going to fight for any kind of credit line with and a regular qs with no elite status, and the ability to combine the two cards. it doesnt make sense to combine to the qs to the qs1, but at the same time would be losing WE status combining qs1 to the qs. what to do?
@mikeym5541 wrote:i clicked the upgrade link, and no love for my qs1. i have a cap1 platinum $500 that i intend to combine into my qs1 at 6mo after the cli though, and it was offered an upgrade to regular quicksilver. i have never used that card and its only 5 months old. next month im left with a world elite qs1 that im going to fight for any kind of credit line with and a regular qs with no elite status, and the ability to combine the two cards. it doesnt make sense to combine to the qs to the qs1, but at the same time would be losing WE status combining qs1 to the qs. what to do?
World Elite status is just that, a status. No real-world benefits unless you are a frequent traveler and are willing to pay for the benefits the WEMC offer.
@Anonymous, had you been using the QS1 regularly? If so, for how long?
@mikeym5541, if you're willing to ride it out for a while, keep using the QS1 like you have been, and call in to check for upgrade offers every month. I was able to PC two QS1s after 12 or 13 consecutive months of usage and payments.
@HeavenOhio wrote:@Anonymous, had you been using the QS1 regularly? If so, for how long?
@mikeym5541, if you're willing to ride it out for a while, keep using the QS1 like you have been, and call in to check for upgrade offers every month. I was able to PC two QS1s after 12 or 13 consecutive months of usage and payments.
I use my QS1 as my daily driver for everything right now and its 4 years old (Probably could of upgraded before but recently found these forums). Typical spend is 3-4k a month and usually gets PIF. My thing with capital one is there notification system/mobile app. I've had BOA cash rewards, Chase FreemUnlim, Discover IT, but none of those come close in the quality of the mobile application nor the push notifications.