@Anonymous wrote:
Thats all new information to me as well. I thought a quicksilver Visa was better than a quicksilver MasterCard because most of the Quicksilver MasterCard were backdoor upgrades from subprime non Capital One accounts, orchard, hsbc, secured MC, etc. . The Quicksilver Visa I got last year was better than the Quicksilver one MasterCard, it had a bonus, had no fees I do not have to call or EO letters to get them removed.. it was part of the card agreement. So you are saying my Quicksilver Visa will be converted to a Mastercard or it stays the same?
A Quicksilver is more desirable than a Quicksilver One because the QS has no annual fee (and usually comes with a higher credit line) but that's independent of the network it runs on... actually QS MasterCards and QS1 Visa cards (even more rare) have been around from the beginning due to PCs.
Since Capital One doesn't change networks for existing customers (even if you want them to) everybody will be keeping what they already have (i.e. a QS Visa will remain Visa) however all new approvals for their 'core' cards are now MasterCard, with QS and Venture being WEMC. (Note that some Capital One co-brand cards, i.e. Sony Playstation will still come as Visa, at least at this time.)
Whether MC is better/worse than Visa is purely subjective and in the eye of the beholder. Personally I used to associate Visa with debit cards and MasterCard with 'real' credit cards, but of course that's not always accurate, either.
Basically as long as it will work where I want to use it I don't care what network it's running on. 
@Anonymous wrote:
Yes I understand. I used to think Visa was better until i got a
Sam's Club membership in 2013 and I could not use a Visa. Things have changed of course and now I have credit with Sam's Club anyway but it was a bitter surprise when I didn't have all the money in my checking account.
I thought it was cool to have a Chase Mastercard. Ended up closing it because I had a tiny limit and did not let it try to grow. I did not know you can move limits and product change all over the place back then. oh well
So getting back to my misinformation that was actual information 18 months ago if one applies for the regular Quicksilver and gets denied and then go to the Quicksilver one is that going to be six HP or can you get it knocked back down with a phone call?
No worries, my friend... Capital One has changed so much lately it's really hard to keep up with it all. 
While I've not seen any recent data points specifically for what you're describing, what I would expect to happen is if someone applied for a QS and didn't qualify they would be turned down, and would have to reapply for the QS1. Unless something has recently changed I would also expect there to be another set of HPs on Capital One's side, but I would hope the credit bureaus would merge them back into one HP per bureau (similar to what happens with Experian and Amex). While it might be possible to have a CSR change a declined QS app into a new QS1 app (?) I've never heard of anybody doing so successfully (and we all know Capital One isn't the best at working 'out-of-the-box').
A lot has changed recently, though... I'm actually not sure if you are even able to app for a second card in the same day, even if the first is declined - I'll defer to someone who has tried it recently to chime in. At one time that would have been a resounding 'yes', but now so much has changed it's hard to tell what the 'rules' are anymore. We do know for certain that if approved you can't apply for another card for six months (again, at least at this time).
@Anonymous wrote:
@Anonymous wrote:Quicksilver is no longer issued as a Visa, nor are any other of the Cap1 personal CCs. Quicksilver is issued as a World Elite MC. ☺ Also, the APR can be good, but it's not a given.
Journey card is still a Visa. I'm thinking of getting that and attempting to PC to the VS QSR after 6 months.
Good catch... somehow I always forget about the Journey when I think of Capital One's offerings. FWIW, the Spark business cards are also still issued as Visa.