Quicksilver vs Quicksilver One

[Anonymous]

The cards look identical. I had to hunt around to even figure out that I have Quicksilver One, and not Quicksilver. 
Applied for Quicksilver and was denied....I'm guessing it requires a higher score? My current C1 cards (2 at 2k each) are sitting empty...not sure if that has an effect or not...

[Anonymous]

QS One is the QS card with an annual Fee.  QS is a solid card.  QS One is a solid starter card.

[Indycoltsfan]

The Quicksilver One is for average credit and the Quicksilver is for those with good-excellent credit.  

[MissMoni223]

If your Cap1 Platinum card is older than 6 months, call the EO and request a PC to a QuickSilver.  Your QS1 is also able to PC to a QS after 6 months.

[Anonymous]

Good idea, thanks! 

[itswhatilivefor]

Is it confirmed that the ONLY difference between the two cards is the annual fee?

Also, is it ever possible to convert to the QS1 to the QS?

[Anonymous]

The only difference is the annual fee, they both get 1.5% cashback.

Yes, you can convert your QS1 to a QS!

[Anonymous]

i have seen a few times on credit karma a capital one qs not the qs one, with no AF for good not excellent credit.... I dunno... I had scores around 600 and got the qs visa no af 0apr for 10 months....but the interest on that puppy is 22.9% after.  There is def a lot of disambiguation here with capital one.

[MissCredit9]

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@Anonymous wrote:

The cards look identical. I had to hunt around to even figure out that I have Quicksilver One, and not Quicksilver. 
Applied for Quicksilver and was denied....I'm guessing it requires a higher score? My current C1 cards (2 at 2k each) are sitting empty...not sure if that has an effect or not...

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Quicksilver One comes as a MC while Quicksilver is a Visa. If you prefer one comapany over the other apply accordingly. Keep in mind if the Quicksilver one is converted to a Quicksilver without annual fee it will remain a Mastercard.

[Santi78342]

You also get the $100 signup bonus for spending $500 with the Quicksilver. You don't get that with the Quicksilver One.