Re: RBFCU PC and APR reduction - myFICO® Forums - 4582762

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PCd my RBFCU Cash Rewards to the Premier Rate. APR went from 10.15% to 7.95% making it the lowest APR across all cards.

Message 1 of 4

3 REPLIES 3

Nicely done!

Message 2 of 4

Congrats!

Dover FCU Advantage MC @ 6.99% F, $5k

PACU Premier Privileges Rewards MC @ 7.50% F with 1.5% rewards, $20k

Unify FCU Variable-Rate VISA Platinum @ 8.99% V, $15k

EPFCU Smart Rewards MC @ 9.75% V with 1% rewards, $6.5k

BoA Customized Cash Rewards WMC @ 9.99% F with 3.75% category rewards (Preferred Rewards status), $50k

FNBO BucksBack VS @ 10.25% V with 1.5% rewards, $85k

Andrews FCU Titanium Rewards VS @ 11.99% V with 3%/1.5% rewards, $5k

Barclay Ring @ 12.5% V, $4k

BoA Unlimited Cash Rewards VS @ 13.24% V with 1.88% rewards (Preferred Rewards status), $17.6k

Discover IT @ 13.49% V, $36.4k

Cap1 Venture MC @ 13.9% V with no AF, 2% rewards, $16k

Arrowhead CU VISA @ 14.24% F, $4k

Unify FCU Fixed-Rate VISA Platinum @ 14.49% F, $25k

BoA Customized Cash Rewards MC @ 15.99% V with 3.75% category rewards (Preferred Rewards status), $14.3k

Redstone FCU VS @ 16% V with 5%/3%/1.5% rewards, $10k

Truist Bright VISA @ 16.75% V, $10.75k

AAA Daily Advantage VS @ 16.99% V with 5%/3% category rewards, $10k

PenFed Pathfinder Rewards VS @ 17.24% V with no AF, 4x/1.5x rewards points/dollar, $12.5k

AOD FCU VS @ 17.99% V with 3% rewards, $7.5k

BoA Customized Cash Rewards MC @ 17.99% V with 3.75% category rewards (Preferred Rewards status), $20.4k

Amazon Prime VS @ 18.24% V with 5% category rewards, $35k

US Bank Cash+(x2) @ 18.49% V with 5% category rewards, $32k

Wells Fargo Autograph VISA @ 18.75% V with 3% category rewards, $12.5k

PayPal CashBack MC @ 18.99% V with 3% on all PayPal purchases/1.5% on all other purchases, $25k

FNBO BucksBack VS @ 19.99% V with 2% rewards, $23.5k

Citi Strata WEMC @ 21.49% V, $26.1k

US Bank Shield VISA @ 21.49% V, $20k

Citi Custom Cash WEMC @ 21.99% V with 5% category rewards, $39.32k

Citi Custom Cash WEMC @ 21.99% V with 5% category rewards, $5k

GS My GM Rewards WEMC @ 22.65% V, $5.5k

WF Bilt WEMC @ 22.99% V with 3% dining rewards, $30k

WF Reflect VISA @ 22.99% V, $25k

Amex BCE @ 24.99% V with 3% category rewards, $25k

WF Attune WEMC @ 28.99% V with 4% category rewards, $2.5k

PayPal Credit MC @ 30.14% V with 0% for 6 mos. on all PayPal purchases $149+, $10k

Message 3 of 4

Nice. You already had the lowest for the cash rewards so that's why.

Message 4 of 4