RBS Bank Kroger Mastercard Approved for 6K ! Pulls EFX only 682

[Anonymous]

just updating everyone i just called in and it was a 2500 CL ) woohoo 2 cards in the week both with 2.5k limit im very happy my previous highest limit was 750

[Anonymous]

Is checking the status of your app/cl an automated phone call, or do you speak to a csr?

[Anonymous]

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@Anonymous wrote:
Is checking the status of your app/cl an automated phone call, or do you speak to a csr?

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 You speak to a CSR

[chnceit]

Did anyone who got approved have any derogs?

chnceit

[Anonymous]

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@chnceit wrote:

Did anyone who got approved have any derogs?

chnceit

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No baddies here 

[Anonymous]

i approved having a charge off due to dissapear this june, and 1 collection providian.... 24% uti , lates over 2 year ago

[chnceit]

hi tkay if you dont mind me asking what were your fico's when you were approved.

thanks,

chnceit

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@Anonymous wrote:
i approved having a charge off due to dissapear this june, and 1 collection providian.... 24% uti , lates over 2 year ago

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[Anonymous]

TU 642 EQ 687  EX (alliant score) 630

[heirophant]

I pulled the trigger based on what has been said on this thread and the fact that I received a preapproval at the checkout...  It was weird, a shortened application on my receipt.  I filled it out and I'll let you guys know.  It was for a Fred Meyer rewards Mastercard, but that is the Kroger we have in the western states (I am in Alaska), so I thought it was relevant and should have the same underwriting standards.  642 EQ, no BK's, a couple of settled CO's from over 3 years ago and no baddies in 3 years.

[Itsmeagain]

The Kroger 1-2-3 Rewards Card is actually a branded Mastercard offered by Royal Bank of Scontland (RBS).  Kroger also owns Ralphs, King Soopers, City Market, Dillons, Smith's, Fry's, QFC, Bakers, Owens, JayC, Hilander, Gerbes, PayLess and Scotts, which are all Kroger supermarkets.In addition, they have Warehouse clubs, Department store (Fred Meyer), Convenience stores and even jewelry stores.  I don't know whether the rewards are the same for all but here's Kroger's home page  The Kroger Company

Message Edited by Itsmeagain on 05-02-2009 06:45 AM