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REALLY?!! Experiencing difficulties?? UPDATE

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firstladyd
Contributor

REALLY?!! Experiencing difficulties?? UPDATE

So I finally got the nerve up to apply for AMEX.  All cr updated only 2 accounts reporting balances. I got a nice bump in scores. All 700 so i figured i would be good to go.

I pulled up the site and checked the pre qualified site. It still says to try for SPG but I got unnerved and figured I would shoot low. Apped for the gold card. I figured it would be the easiest. I would have apped for green but i just dont like that card, no reason. 

Type in all info. It says its processing and then BOOM     SORRY We are experiencing difficulties with our site. We will process your application ASAP. If you would like to check the status of your application click here. Smiley Frustrated 

Talk about a cliffhanger.  Every time I try to check it it is still down. WOW So sucks to be me right now. Guess i will check in the AM.  Hope i get approved and not have to recon/BEG. I will. I have no shame. Smiley Wink

 

UPDATE   Now it says cant locate app. try back in 24 hours. Great Smiley Sad

 

APPROVED!!!! OMG It's my 1st AMEX YAY!!!!!!  OK now i got to go read the threads on how to get the revolver same pull. 


Starting Score: 585
Current Score: TU 734 Walmart EQ 704 FICO EX 721
Goal Score: 750 Across the board


Take the FICO Fitness Challenge

Message 1 of 17
16 REPLIES 16
myjourney
Super Contributor

Re: REALLY?!! Experiencing difficulties??


@firstladyd wrote:

So I finally got the nerve up to apply for AMEX.  All cr updated only 2 accounts reporting balances. I got a nice bump in scores. All 700 so i figured i would be good to go.

I pulled up the site and checked the pre qualified site. It still says to try for SPG but I got unnerved and figured I would shoot low. Apped for the gold card. I figured it would be the easiest. I would have apped for green but i just dont like that card, no reason. 

Type in all info. It says its processing and then BOOM     SORRY We are experiencing difficulties with our site. We will process your application ASAP. If you would like to check the status of your application click here. Smiley Frustrated 

Talk about a cliffhanger.  Every time I try to check it it is still down. WOW So sucks to be me right now. Guess i will check in the AM.  Hope i get approved and not have to recon/BEG. I will. I have no shame. Smiley Wink


Keep the faith good luck

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 17
koalablue
Frequent Contributor

Re: REALLY?!! Experiencing difficulties??

I would call now.  You might have some luck.  I think you will be approved.  Its the PRG you applied for, right?

 

Message 3 of 17
firstladyd
Contributor

Re: REALLY?!! Experiencing difficulties??

No I got scared thinking I wouldnt get approved. My income is only 40k. I apped for plain ole gold. I figured if I get approved I can change it at a later date. Plus the charge card is not my goal to begin with. I want a revolver but Ive read here on the forums that it is easier to get a charge card, and if approved I can use same pull for revolver app.


Starting Score: 585
Current Score: TU 734 Walmart EQ 704 FICO EX 721
Goal Score: 750 Across the board


Take the FICO Fitness Challenge

Message 4 of 17
firstladyd
Contributor

Re: REALLY?!! Experiencing difficulties??

I tried to call but it says office is closed.


Starting Score: 585
Current Score: TU 734 Walmart EQ 704 FICO EX 721
Goal Score: 750 Across the board


Take the FICO Fitness Challenge

Message 5 of 17
myjourney
Super Contributor

Re: REALLY?!! Experiencing difficulties??

Read your other post" honey beg " Lol

I think you will be approved IMO


@firstladyd wrote:

No I got scared thinking I wouldnt get approved. My income is only 40k. I apped for plain ole gold. I figured if I get approved I can change it at a later date. Plus the charge card is not my goal to begin with. I want a revolver but Ive read here on the forums that it is easier to get a charge card, and if approved I can use same pull for revolver app.


 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 6 of 17
firstladyd
Contributor

Re: REALLY?!! Experiencing difficulties??

Yeah well, maybe i should have waited for a preapproval in the mail Smiley Tongue I just really want an amex so bad.


Starting Score: 585
Current Score: TU 734 Walmart EQ 704 FICO EX 721
Goal Score: 750 Across the board


Take the FICO Fitness Challenge

Message 7 of 17
myjourney
Super Contributor

Re: REALLY?!! Experiencing difficulties??

Don't feel bad me too

Thats why im gardening until June

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 8 of 17
eviLution
Established Contributor

Re: REALLY?!! Experiencing difficulties??

I'm gardening til July to get the Amex PRG too. Smiley Happy

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 9 of 17
firstladyd
Contributor

Re: REALLY?!! Experiencing difficulties??

I should have gardened till july.  Still waiting.


Starting Score: 585
Current Score: TU 734 Walmart EQ 704 FICO EX 721
Goal Score: 750 Across the board


Take the FICO Fitness Challenge

Message 10 of 17
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