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REMINDER: Request APR reduction with NFCU

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Hut1
Established Contributor

REMINDER: Request APR reduction with NFCU

This is your reminder to request an APR reduction with NFCU if you haven't done so in the last 12 months. Mine crept up to 17.90% from 12.99%. I just sent a secure message. Got a response 12 hrs later. No muss, no fuss. 

 

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Message 1 of 18
17 REPLIES 17
Yasselife
Valued Contributor

Re: REMINDER: Request APR reduction with NFCU

Congratulations on your apr reduction, @Hut1 


Gardening since: August 11, 2025
Message 2 of 18
JoeRockhead
Community Leader
Super Contributor

Re: REMINDER: Request APR reduction with NFCU

Very nice! 

 

In other news, congratulations on your rank up!!

Message 3 of 18
Hut1
Established Contributor

Re: REMINDER: Request APR reduction with NFCU


@JoeRockhead wrote:

Very nice! 

 

In other news, congratulations on your rank up!!


haha. You saw that? 






Message 4 of 18
JoeRockhead
Community Leader
Super Contributor

Re: REMINDER: Request APR reduction with NFCU


@Hut1 wrote:

@JoeRockhead wrote:

Very nice! 

 

In other news, congratulations on your rank up!!


haha. You saw that? 


@Hut1 I just thought I saw your color was different from an earlier post, so I went and looked and saw you where around 500 posts so I deduced you just got your rank up to Established Contributor... totally random something that I noticed, Smiley Happy I need a different hobby, lol

Message 5 of 18
OmarGB9
Community Leader
Super Contributor

Re: REMINDER: Request APR reduction with NFCU

I ask every 13 months on each of my two cards, but so far no dice. Smiley Sad


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 6 of 18
Hut1
Established Contributor

Re: REMINDER: Request APR reduction with NFCU


@OmarGB9 wrote:

I ask every 13 months on each of my two cards, but so far no dice. Smiley Sad


@OmarGB9 Thats crazy. They've always accommodated when I've asked. How long you been with them? 






Message 7 of 18
Hex
Valued Contributor

Re: REMINDER: Request APR reduction with NFCU

Congratulations @Hut1

on your promotion!!!

Message 8 of 18
Hex
Valued Contributor

Re: REMINDER: Request APR reduction with NFCU

If you already had Navy's lowest APR they won't lower it further. You can only get as low as the lowest APR they are currently offering. 

Message 9 of 18
Hut1
Established Contributor

Re: REMINDER: Request APR reduction with NFCU


@Hex wrote:

If you already had Navy's lowest APR they won't lower it further. You can only get as low as the lowest APR they are currently offering. 


Oh yea. I thought that was common sense, but I guess we have to assume there are some newbies out there that aren't familiar. 👍






Message 10 of 18
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