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Real SW reporting Dates - Numerous Cards

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Duncanrr
Valued Contributor

Real SW reporting Dates - Numerous Cards

I decided to go back through a couple months of my SW alerts and pull together common dates for when various cards hit EQ and trigger possible SW alerts.  I have compiled the list and hope that this will help some other people figure out how many days after statement cut could they expect to see an update on their EQ report.  Note: some cards like AMEX and WF have shifting statement cut dates as they go by 30 day billing cycle and not month to month.  Also, the presence of weekends and legal holidays could also cause these reporting dates to be longer.

 

(Im not sure if this is best to be placed on this forum or the rebuilding forum.  Move as needed.  Also, I hate companies that shift their statement cut dates Smiley Happy  )

 

 

Card                                                       Statement date                                                Anticipated report date

 

Amazon:                                              4th of Month                                       8th of Month

NFCU:                                                   6th of Month                                       10th of Month

Arrival:                                                  8th of Month                                       12th of Month

Delta:                                                    *13th of Month                                  18th of Month

Zync:                                                     *11th of Month                                  16th of Month

Discover:                                             16th of Month                                    19th of Month

Freedom:                                            15th of Month                                    19th of Month

Capital One:                                       24th of Month                                    29th of Month

BCP:                                                       *28th of Month                                  1st of Month
Wells Fargo:                                       *18th of Month                                  22nd of Month

Walmart:                                             1st of Month                                       4th of Month

 

 

*American Express accounts change dates slightly based on 30 day month not calendar month.  Need to watch this.  The WF account seems to move between 18th and 19th but did have one as early as 15th.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

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