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Really stupid card question

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Anonymous
Not applicable

Really stupid card question

If you never activate a card, would it still report?    I have a bit of apping remorse (late night boredom) and starting to realize i dont need it at all.  I know i already took the HP, but i dont really need it either.. 

 

Any feedback is greatly appreicated. Smiley Happy

Message 1 of 25
24 REPLIES 24
simplynoir
Mega Contributor

Re: Really stupid card question

Yes. The only situation that comes to mind where it wouldn't was when I was offered an upgrade of my JCPenney card from store to MC version they already sent the card without prompting and I found out if I activated it they would cancel the store card and make a new tradeline for the MC version. So I just SD the new card til the "promo" period was over before destroying it.

Message 2 of 25
Anonymous
Not applicable

Re: Really stupid card question

Thanks, i'll just bite the bullet and use it. 

Message 3 of 25
SouthJamaica
Mega Contributor

Re: Really stupid card question


wrote:

If you never activate a card, would it still report?    I have a bit of apping remorse (late night boredom) and starting to realize i dont need it at all.  I know i already took the HP, but i dont really need it either.. 

 

Any feedback is greatly appreicated. Smiley Happy


Yes it will, so you might as well activate it and use it.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 4 of 25
shoegal
Valued Contributor

Re: Really stupid card question


wrote:

If you never activate a card, would it still report?    I have a bit of apping remorse (late night boredom) and starting to realize i dont need it at all.  I know i already took the HP, but i dont really need it either.. 

 

Any feedback is greatly appreicated. Smiley Happy


Sorry it will report. ☹️ I’m curious what card it was but you don’t have to say if you don’t want to.


Message 5 of 25
Anonymous
Not applicable

Re: Really stupid card question

Hope it's not the Gold Master Card, $995 AF is a little on the high side.
Message 6 of 25
Anonymous
Not applicable

Re: Really stupid card question


wrote:

wrote:

If you never activate a card, would it still report?    I have a bit of apping remorse (late night boredom) and starting to realize i dont need it at all.  I know i already took the HP, but i dont really need it either.. 

 

Any feedback is greatly appreicated. Smiley Happy


Sorry it will report. ☹️ I’m curious what card it was but you don’t have to say if you don’t want to.


Its the gamestop at the end of my sig.   i honestly have no idea why, but i did..   only thing i can figure is i'm mostly at the point where i just have to let it all age, but i have been so focus on building that this waiting feels like i'm not working on it anymore.

Message 7 of 25
AverageJoesCredit
Legendary Contributor

Re: Really stupid card question

Only one stupid Jago is if your Kenny's Mom(im with stupid t) standing by Kenny's Dad in SoDoSoPa while everyones is buying their fancy steaks with their fancy Credit One Nascar credit cardSmiley Wink

Ok, ive been there done that, it happens, might as well go buy some MarioSmiley Happy
Message 8 of 25
SomewhereIn505
Valued Contributor

Re: Really stupid card question

Use it once every few months, PIF and sock drawer it. Minus well use it to help your overall utilization.

3/16/18 FICO9 TU-700 EQ-669 EX-716
6/26/18 FICO9 TU-750, EQ-672, EX-789

Message 9 of 25
wasCB14
Super Contributor

Re: Really stupid card question

I've had Barclaycard report before they even shipped the card.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 10 of 25
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