I had a BK discharged 4/2014. No open accounts other then student loans. 8/2014 I got pre qualifed for a Cap platinum MasterCard 2k limit. 10/2014 got pre qualified for a QS MasterCard 2k limit. 3/2015 Credit steps on the Plat to 3k. 3/2015 for some strange reason I got pre qualified for Venture 10k limit! My scores were EQ 641 TU 656 EX 664. Utilization was 6%, baddies from before BK, lates 2 years ago, ect ect.
Now my question is how do I pursue Capitol one cause I have 3 cards now. 2 subprime and 1 venture. I want the QS visa signature and I am trying to when I should try and PC or wait and see if I can Pre qualify for a QS visa. Since my history with Cap 1 is only like 8 month old I am hesitant to use the EO for anything. Any suggestions as to how I proceed to get better cards/higher limits. I am thinking just gardening and doing the luv button in 6 month for the venture and then maybe call the EO and ask for a PC?
Now my question is how do I pursue Capitol one cause I have 3 cards now. 2 subprime and 1 venture. I want the QS visa signature and I am trying to when I should try and PC or wait and see if I can Pre qualify for a QS visa. Since my history with Cap 1 is only like 8 month old I am hesitant to use the EO for anything. Any suggestions as to how I proceed to get better cards/higher limits. I am thinking just gardening and doing the luv button in 6 month for the venture and then maybe call the EO and ask for a PC?
Starting Score: 571