Recons

[twist7d7]

so how does a recon work? what questions do they ask you? or is it more of a hi my name is *** and i would like to get card *** you should give it to me because i say i am a good person.

[Leadberry]

---

@twist7d7 wrote:

so how does a recon work? what questions do they ask you? or is it more of a hi my name is *** and i would like to get card *** you should give it to me because i say i am a good person.

---

The questions analysts may ask will vary depending on the institution's reasons for denying you.  You tell them you want them to manually review the application, and when they see something they don't like, they'll ask you to explain yourself.  If you give them an explanation that they feel is sufficient, they may decide to overturn the denial.

[twist7d7]

thanks im planing on a CSP app soon and feel like im gonna need a recon so i want to go in prepared.

[Leadberry]

---

@twist7d7 wrote:

thanks im planing on a CSP app soon and feel like im gonna need a recon so i want to go in prepared.

---

What makes you think you'll need to recon?  What's your income?

[twist7d7]

---

@Leadberry wrote:

---

@twist7d7 wrote:

thanks im planing on a CSP app soon and feel like im gonna need a recon so i want to go in prepared.

---

What makes you think you'll need to recon?  What's your income?

---

Short history. and ~30k but can only prove about 25k in about two years i will be making alot more 75k and up

[Leadberry]

---

@twist7d7 wrote:

---

@Leadberry wrote:

---

@twist7d7 wrote:

thanks im planing on a CSP app soon and feel like im gonna need a recon so i want to go in prepared.

---

What makes you think you'll need to recon?  What's your income?

---

Short history. and ~30k but can only prove about 25k in about two years i will be making alot more 75k and up

---

$30k is right around the minimum for CSP AFAIK.  More than anything, I think your issue will be the $5k minimum CL required for the CSP.  The short history and small CL's don't help you there.  Someone more up-to-date on Chase's UW requirements will have to chime in on whether you have enough history to make the app worth it.

[twist7d7]

---

@Leadberry wrote:

---

@twist7d7 wrote:

---

@Leadberry wrote:

---

@twist7d7 wrote:

thanks im planing on a CSP app soon and feel like im gonna need a recon so i want to go in prepared.

---

What makes you think you'll need to recon?  What's your income?

---

Short history. and ~30k but can only prove about 25k in about two years i will be making alot more 75k and up

---

$30k is right around the minimum for CSP AFAIK.  More than anything, I think your issue will be the $5k minimum CL required for the CSP.  The short history and small CL's don't help you there.  Someone more up-to-date on Chase's UW requirements will have to chime in on whether you have enough history to make the app worth it.

---

good points im going to wait for my amex 3x CLI and then app. i figured if they see I have AMEX PRG and BCE they might consider it. 

[B335is]

---

@Leadberry wrote:

---

@twist7d7 wrote:

---

@Leadberry wrote:

---

@twist7d7 wrote:

thanks im planing on a CSP app soon and feel like im gonna need a recon so i want to go in prepared.

---

What makes you think you'll need to recon?  What's your income?

---

Short history. and ~30k but can only prove about 25k in about two years i will be making alot more 75k and up

---

$30k is right around the minimum for CSP AFAIK.  More than anything, I think your issue will be the $5k minimum CL required for the CSP.  The short history and small CL's don't help you there.  Someone more up-to-date on Chase's UW requirements will have to chime in on whether you have enough history to make the app worth it.

---

+1

I would just add to only use your provable income on the app.

[twist7d7]

---

@B335is wrote:

---

@Leadberry wrote:

---

@twist7d7 wrote:

---

@Leadberry wrote:

---

@twist7d7 wrote:

thanks im planing on a CSP app soon and feel like im gonna need a recon so i want to go in prepared.

---

What makes you think you'll need to recon?  What's your income?

---

Short history. and ~30k but can only prove about 25k in about two years i will be making alot more 75k and up

---

$30k is right around the minimum for CSP AFAIK.  More than anything, I think your issue will be the $5k minimum CL required for the CSP.  The short history and small CL's don't help you there.  Someone more up-to-date on Chase's UW requirements will have to chime in on whether you have enough history to make the app worth it.

---

+1

I would just add to only use your provable income on the app.

---

wasnt planing on it. BUT does chase FR or only amex?

[B335is]

---

@twist7d7 wrote:

---

@B335is wrote:

---

@Leadberry wrote:

---

@twist7d7 wrote:

---

@Leadberry wrote:

---

@twist7d7 wrote:

thanks im planing on a CSP app soon and feel like im gonna need a recon so i want to go in prepared.

---

What makes you think you'll need to recon?  What's your income?

---

Short history. and ~30k but can only prove about 25k in about two years i will be making alot more 75k and up

---

$30k is right around the minimum for CSP AFAIK.  More than anything, I think your issue will be the $5k minimum CL required for the CSP.  The short history and small CL's don't help you there.  Someone more up-to-date on Chase's UW requirements will have to chime in on whether you have enough history to make the app worth it.

---

+1

I would just add to only use your provable income on the app.

---

wasnt planing on it. BUT does chase FR or only amex?

---

I haven't experienced it personally probably since I primarily bank with Chase, but they can and will.  Chase usually just shuts down the account/s and revokes the points.