Reinstate CSP?

[afinch1992]

I recently downgraded my CSP to a Slate card as I did not have a use for it (UR were transferred to Freedom for safekeeping). I had not been paying attention to the points or churning game for a few months and did not realize it would be nearly impossible to reapply anytime in the next 2 years, meaning my points are not going to be transferable.

My original plan was to apply for an Ink Plus whenever the bonus was a bit higher to regain transferring and stave off the AF for another year. Unfortunately it seems that the Ink line now falls under the same scrutiny of all UR cards, meaning I'm SOL.

My question is; has anyone gone through a similar conundrum lately? Obviously I would not like to have an AF on a card that I wont use (all categories covered by other cards), but now it seems I have no choice if I want to maintain transferring ability. I'm also wondering if I missed a solution.

[red259]

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@afinch1992 wrote:

I recently downgraded my CSP to a Slate card as I did not have a use for it (UR were transferred to Freedom for safekeeping). I had not been paying attention to the points or churning game for a few months and did not realize it would be nearly impossible to reapply anytime in the next 2 years, meaning my points are not going to be transferable.

My original plan was to apply for an Ink Plus whenever the bonus was a bit higher to regain transferring and stave off the AF for another year. Unfortunately it seems that the Ink line now falls under the same scrutiny of all UR cards, meaning I'm SOL.

My question is; has anyone gone through a similar conundrum lately? Obviously I would not like to have an AF on a card that I wont use (all categories covered by other cards), but now it seems I have no choice if I want to maintain transferring ability. I'm also wondering if I missed a solution.

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Where did you see this information? I was told the exact opposite, so if there was a change I would be very interested because I had planned to apply for the ink plus. 

[afinch1992]

http://millionmilesecrets.com/2015/06/18/new-rules-for-chase-credit-card-approvals-what-to-do-about-...

http://milestomemories.boardingarea.com/chase-credit-card-churning-rules/

http://www.welltraveledmile.com/what-are-chases-new-rules-when-applying-for-credit-cards/

All lump the ink cards with personal UR cards

[Anonymous]

It is simple, it won't be re-instated.  You will have to apply for a fresh new card.

[afinch1992]

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@Anonymous wrote:

It is simple, it won't be re-instated.  You will have to apply for a fresh new card.

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You can't simply PC back? I was told that was absolutely possible if I changed my mind. 

[kdm31091]

Why would you want to reinstate it if it wasnt working for you?

Be careful abusing and churning Chase cards. Theyre cracking down on this stuff and dont like it one bit. So if thats youre only reason, id leave it alone.

[Anonymous]

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@afinch1992 wrote:

http://millionmilesecrets.com/2015/06/18/new-rules-for-chase-credit-card-approvals-what-to-do-about-...

http://milestomemories.boardingarea.com/chase-credit-card-churning-rules/

http://www.welltraveledmile.com/what-are-chases-new-rules-when-applying-for-credit-cards/

All lump the ink cards with personal UR cards

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There are also reports of people being approved for the Ink cards despite the 5/24 'rule' so it varies but you definitely would have to reapply as Yes It's Me says for the CSP

[Anonymous]

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@afinch1992 wrote:

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@Anonymous wrote:

It is simple, it won't be re-instated.  You will have to apply for a fresh new card.

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You can't simply PC back? I was told that was absolutely possible if I changed my mind. 

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No, it does not work like that.  Can you imagine if they did that? People will just take advantge of it.

[afinch1992]

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@kdm31091 wrote:
Why would you want to reinstate it if it wasnt working for you?

Be careful abusing and churning Chase cards. Theyre cracking down on this stuff and dont like it one bit. So if thats youre only reason, id leave it alone.

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I would have ~100k UR that would not be usable for 2 years if ever. 

[afinch1992]

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@Anonymous wrote:

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@afinch1992 wrote:

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@Anonymous wrote:

It is simple, it won't be re-instated.  You will have to apply for a fresh new card.

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You can't simply PC back? I was told that was absolutely possible if I changed my mind. 

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No, it does not work like that.  Can you imagine if they did that? People will just take advantge of it.

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I'm not sure why someone would willingly pay an annual fee everytime the PC a card back, but that is disappoint news to say the least. I got another misinformed CSR i guess.