Remove myself as AU from low limit card?

[Anonymous]

Curious what folks think about maybe removing myself as an AU on my wife's 300 dollar limit Best buy MC?

We have had that card for about a year.  We got it strictly to show an account on her credit and AU'd me for the same reason.

However, its only 300 dollars and I can't help but wonder if another better Card Company would view such a low limit as a potential red flag or something?

I would still retain about 2.5 years on my AAoA without it.  1.5 years worst case scenario. 

That card will have a zero balance on Monday morning btw.

Thoughts?

[Anonymous]

Anyone?  Buehler?

[Simply827]

As long as it's reporting positively, I don't see the problem with staying on as an AU. One might be able to say your Credit One and Cash Rewards could be a red flag as well. Besides, everyone has to start somewhere. I don't think lenders take AU accounts into much consideration. Leave it on, until it starts reporting lates or high UTL.

[distantarray]

There is a sock drawer for a reason

[Anonymous]

Thanks.  Its heading to the back corner of the sock drawer...to be taped down after being superglued.

[LS2982]

If there ever was a CC that was meant for the sock drawer straight from approval its gotta be the BBRZMC.

[09Lexie]

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@LS2982 wrote:
If there ever was a CC that was meant for the sock drawer straight from approval its gotta be the BBRZMC.

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LOL