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I would like to pay my rent on my CC to get miles or cash back. Since the largest balance on any of my CC has been 1100 (which is from several transactions) and my rent is 1500, is that something I need to call first to inform them I am going to use my CC so it is not declined?
I'm just trying to show more usage.
thank you!
As long as you have available credit to cover it, you should be fine using your CC.
Either my Quicksilver or VentureOne card (used to be a platinum MC)
Airline tickets are usually coded as such, and CapOne expects large transactions there. Rent (esp if from a private individual) is not always that way. Depends how it's coded. Maybe the landlord or holding company also owns a pizza joint and runs the cards through that account.. Could be problematic. I can't even get Citi to approve $400 at Family Dollar but they have no problem with $2k other places. It all just depends.
Cap one. you will have no issues. They are just not micro managing lmits. never have. always have been a good lender.
I had to call in on a 400 dollar purchase at nordstroms when I used my Barclay card. Sometimes abnormal card activity causes the flag to go up.