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Reopening closed credit card due to inactivity question

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Anonymous
Not applicable

Reopening closed credit card due to inactivity question

Recently Citibank closed an AA branded credit card I had due to inactivity but reopened at my request.  My question is will this "re-opening" affect applying for another AA branded card in order to get a bonus.  Bonus points arent awarded if if you’ve opened or closed any personal Citi / AAdvantage co-branded card in the last 24 months.

Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Reopening closed credit card due to inactivity question

I would think that the argument could be made that allowing a card to be closed due to inactivity could be viewed as you passively 'closing' the card in a manner of speaking. It probably comes down to how hard nosed Citi wants to be about that subject.

Message 2 of 6
FinStar
Moderator Emeritus

Re: Reopening closed credit card due to inactivity question

How long ago did you get the SUB on the recently reopened AA card? Any reason you decided to reopen?
Message 3 of 6
Anonymous
Not applicable

Re: Reopening closed credit card due to inactivity question

Interestingly, Citibank would not give me any info on the date of opening associated with the closed card and directed me to the credit bureaus.  I did check with Creditkarma and the original open date (1990) showed.  So that's good!

Message 4 of 6
FinStar
Moderator Emeritus

Re: Reopening closed credit card due to inactivity question

So was this AA card PC'd from an other product at some point? If so, then you should be ok as far as applying for another AA car with the SUB.
Message 5 of 6
Kforce
Valued Contributor

Re: Reopening closed credit card due to inactivity question


@Anonymous wrote:

Recently Citibank closed an AA branded credit card I had due to inactivity but reopened at my request.  My question is will this "re-opening" affect applying for another AA branded card in order to get a bonus.  Bonus points arent awarded if if you’ve opened or closed any personal Citi / AAdvantage co-branded card in the last 24 months.


Is this game called  "Sub Hunt"

Message 6 of 6
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