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Replacing Amazon CC

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Rodagave
Established Member

Replacing Amazon CC

Hey y'all, I have a long-term goal to improve my credit card portfolio, and I have already started doing so by canceling my 2 credit cards with Credit One after paying off all of my CC debt down to $0. I have been looking at the Amazon card issued by chase, and have been considering on canceling my Amazon card issued by Synchrony bank and moving onto the Chase one.

 

I read somewhere that I could combine the points earned on this credit card with any other credit card I have with Chase, although I strongly believe that is not the case.

 

Any feedback/suggestions?

Current Portfolio


Starting FICO 8 Credit:

Current FICO 8 Credit:
Message 1 of 4
3 REPLIES 3
ptatohed
Senior Contributor

Re: Replacing Amazon CC

If there is a way to combine amazon Chase card points with other Chase cards, I am not aware of it.  I just transfer my amazon CB to my bank account.  

 

Maybe if you link your amazon account with your Chase account?  Maybe if you use the Book with Chase Travel?

 

 

 

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[Until I can make a pretty signature, here’s an updated draft]

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card // primis Perks debit Visa (50c CB per transaction (5% CB or more up to $10 spend))

5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
Message 2 of 4
unsungivy
Valued Contributor

Re: Replacing Amazon CC


@Rodagave wrote:

Hey y'all, I have a long-term goal to improve my credit card portfolio, and I have already started doing so by canceling my 2 credit cards with Credit One after paying off all of my CC debt down to $0. I have been looking at the Amazon card issued by chase, and have been considering on canceling my Amazon card issued by Synchrony bank and moving onto the Chase one.

 

I read somewhere that I could combine the points earned on this credit card with any other credit card I have with Chase, although I strongly believe that is not the case.

 

Any feedback/suggestions?


That's incorrect. The Amazon Prime Visa earns cashback that is outside the Chase Ultimate Rewards system.

 

The CFF, the CFU, and the Ink cards can all combine their cashback into your UR pool (assuming you have a card eligible to have a UR pool, such as the CSP), but not the Amazon.

 

Just link your bank account and redeem your Amazon cashback directly into it occasionally (there's no minimum to do so.)

AU - Sock - Chopping Block -
Biz - Debit Cards -
Message 3 of 4
Rodagave
Established Member

Re: Replacing Amazon CC


@unsungivy wrote:

@Rodagave wrote:

Hey y'all, I have a long-term goal to improve my credit card portfolio, and I have already started doing so by canceling my 2 credit cards with Credit One after paying off all of my CC debt down to $0. I have been looking at the Amazon card issued by chase, and have been considering on canceling my Amazon card issued by Synchrony bank and moving onto the Chase one.

 

I read somewhere that I could combine the points earned on this credit card with any other credit card I have with Chase, although I strongly believe that is not the case.

 

Any feedback/suggestions?


That's incorrect. The Amazon Prime Visa earns cashback that is outside the Chase Ultimate Rewards system.

 

The CFF, the CFU, and the Ink cards can all combine their cashback into your UR pool (assuming you have a card eligible to have a UR pool, such as the CSP), but not the Amazon.

 

Just link your bank account and redeem your Amazon cashback directly into it occasionally (there's no minimum to do so.)


Well, that really sucks, lol. I was hoping I could take advantage of that perk, but given the case I don't see a point on me switching to a different Amazon card. Thank you!

Current Portfolio


Starting FICO 8 Credit:

Current FICO 8 Credit:
Message 4 of 4
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