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Replacing my Venture One with CSP

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JustBPatient
Established Contributor

Re: Replacing my Venture One with CSP

Just my 2 cents here but if you are looking for comparable products....why not go with a regular Venture because you have history with Cap1.  IMO it makes more sense if you go with CSP then you should pair it with Freedom.  If you are going to push your spend beyond what is normally your comfort zone then that can get dangerous quickly and if you carry a balance on CSP then that will negate alot of the benefit of the bonus....

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 16k = DCVR IT(2) 10k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 13k, 18k = PenFed 17k

FICO scores TU 764 EX 739 EQ 745
Message 11 of 14
icyhot
Valued Contributor

Re: Replacing my Venture One with CSP

Well we all have different cards for different reasons so we do what works for the individual. Trust me a lot of thought and planning is put into what cards I utilize and for what. You guys just don't know of it :-)
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 12 of 14
icyhot
Valued Contributor

Re: Replacing my Venture One with CSP

I considered that but I'd rather not deal with Capital One beyond the one card I have.
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 13 of 14
JustBPatient
Established Contributor

Re: Replacing my Venture One with CSP

Ultimately, you are going to do whatever works best for you and while others may disagree or do things differently thats the beauty of this forum.  You have alot of experience and knowledgeable folks on here that can give you some food for thought!!  Take advantage of the opinions to whatever degree you chose...Good luck with whatever you decide!!

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 16k = DCVR IT(2) 10k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 13k, 18k = PenFed 17k

FICO scores TU 764 EX 739 EQ 745
Message 14 of 14
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