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Does anyone of you know when the CCC's will report my zero balances to the CRA's?
I have the following cc:
Wamu/ Chase - Statement cut 04/12/09 - paid 875.00 - new balance: 0.00
Bank of America - Statement cut 04/08/09 - paid 3650 - new balance: 0.00
Capital One - Statement Cut 04/07/09 - paid 505.00 - new balance: 0.00
My WAMU/Chase card typically reports about a week after the payment. I have always paid ON the due date, so I don't know if it will report a week after a payment that is made earlier than the due date. My bill was paid on the 6th this month and is already reporting on Experian.
My SO's Bank of America card is due in the middle of the month, but reports in the last week of the month. Paid March 16th, reported March 26th on Experian.
No idea on CapOne, but congrats on getting your cards PIF!
Not sure if they vary when they report to credit bureaus based on accounts, but per a cap 1 CSR my account is reported to the credit bureaus at the end of every month.