That would so SUCK...I would hate my job so much LOL. Imagine talking to people about credit cards all day when you can't get a cat to let you hang out in its litter box (because it think you'll take its litter and not replinish LOL) cuz your credit is jacked LOLOLOL
Congratulations on the CLI.
BUT, I have to agree with her, when $40 of your $70 payment is interest, you should pay more, like at least $120.
$10 over minimum for long time is NOT good money management.
BUT, I have to agree with her, when $40 of your $70 payment is interest, you should pay more, like at least $120.
$10 over minimum for long time is NOT good money management.
EX819 1HP|TU797 1HP| EQ(Fico8 BankCard)841
@noobody wrote:
Congratulations on the CLI.
BUT, I have to agree with her, when $40 of your $70 payment is interest, you should pay more, like at least $120.
$10 over minimum for long time is NOT good money management.
But who are you to agree with the CSR...really? 
Here's an analogy I like...
You can give someone a steak and baked potato on a plate, and they will enjoy it and thank you for it. You can take that same steak and potato and put it on the lid of a garbage can, and when you hand it to somebody they will most likely hand it right back.
It's the same meal either way, but the presentation makes all the difference.
The same could be said for the CSRs advice. While in itself it wasn't 'bad' advice, her delivery/presentation could use some work. 
@Anonymous wrote:They only approved me for $1000 more, which kind of sucks but it's a start. The lady was quite rude though.
COngrats though! Every little bit moves you closer to where you wanted 
in due time...They had my DH call before we really started using the call for his CLI and they didn't give what he requested that time but the following CLI they gave more a few months later
@DoroLucky wrote:
@Anonymous wrote:She asked why I wanted the increase and why I do not pay over a certain amount each month. My minimum payment is $60 but I pay $70, and $40 of that is interest. She was sort of rude saying I need to pay $120 a month, but I told her I was completely fine with the $70 and I manage all of my bills very well. She kept telling me I needed to pay more, so I continued to tell her that I've got this. lol
Well in her defense with working with saless before you have to look at it in her point of view. She has to deal with a lot of different people every day and some are very rude people toward her. Perhaps she was just having a bad day perhaps one of the previous people she had to help was rude. Not saying she was right in being rude towards the OP but that could be a reason why.
