Requested CLI on AMEX

[SteveUrkel]

Hello, i requested a cli of $7600 for a total of 10k hoping for a counter at least.   Got 7-10 day written reponse in mail..   did i get denied?

[Anonymous]

Probably. Why did you request >3x?

[Anonymous]

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@SteveUrkel wrote:

Hello, i requested a cli of $7600 for a total of 10k hoping for a counter at least.   Got 7-10 day written reponse in mail..   did i get denied?

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Yes.. That is a denial.  Sorry...

[myjourney]

In most cases it's denial....sorry 

Some however have been lucky to get an email within 24 hours saying approved but rare 

[Anonymous]

I applied for Amex on April 5th 2015 approved for $4000
Called in to cli 3x to 12000 approved
That most likely is a denial
Almost always

[amakol]

Yeah better to play it slow (if you can call 300% CLIs slow) and stay within the 3x range. For reference, my initial $2K line is now $15K a year later. Wait 90 days and good luck.