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I had $20,500 CL on my discover and just for the sake of making it a whole number requested for a CLD to $20k by reducing $500... My CL was reduced as requested and 3 days after that got a message stating that since I requested for CLD, my account will be removed from future account reviews for CLIs. What??????... Message continues to say, to be restored for account reviews for CLI, I will have to request for CLI. HUH????? Anyone else had this situation. Discover is weird.
@Anonymous wrote:I had $20,500 CL on my discover and just for the sake of making it a whole number requested for a CLD to $20k by reducing $500... My CL was reduced as requested and 3 days after that got a message stating that since I requested for CLD, my account will be removed from future account reviews for CLIs. What??????... Message continues to say, to be restored for account reviews for CLI, I will have to request for CLI. HUH????? Anyone else had this situation. Discover is weird.
They may be weird but asking for a CLD of $500 to get to an even number is to me......weird :-)
@kdm31091 wrote:
Are you the same person as NRB? You seem to have the same Discover issues lol
Nope not the same... but I too was surprised
@Anonymous wrote:
@Anonymous wrote:I had $20,500 CL on my discover and just for the sake of making it a whole number requested for a CLD to $20k by reducing $500... My CL was reduced as requested and 3 days after that got a message stating that since I requested for CLD, my account will be removed from future account reviews for CLIs. What??????... Message continues to say, to be restored for account reviews for CLI, I will have to request for CLI. HUH????? Anyone else had this situation. Discover is weird.
They may be weird but asking for a CLD of $500 to get to an even number is to me......weird :-)
That was my first thought as well! (When you even start considering needing to do that, that's the time to seek help!) And anyway, isn't it all to the good, suppose they gave you an auto-cli of $1,667 for example.....
Yeah I mean, if it really bothers you enough that you request a CLD for an even amount, you probably need a break from the credit card thing.
Wow...
Agree with the above. Weird would be requesting a $500 CLD "just to have an even number CL."
If I wanted to spook a lender this would be a sure fire way to do it... short of defaulting of course.
When I did my last CLD with Chase (not for even-number reasons!), the CSR was nice enough to ask me if I wanted to remain on the auto CLI list. I got the impression that if he hadn't thought to ask, the same thing would have happened to me. Good thing Discover is SP.
I received 3 CLIs from Discover in the past 4 months, and each time I adjusted the slider down in order to have a 'nice looking' number. Should I seek help too?