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Requested Discover CLD... but got removed from future CLIs

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Anonymous
Not applicable

Requested Discover CLD... but got removed from future CLIs

I had $20,500 CL on my discover and just for the sake of making it a whole number requested for a CLD to $20k by reducing $500... My CL was reduced as requested and 3 days after that got a message stating that since I requested for CLD, my account will be removed from future account reviews for CLIs. What??????... Message continues to say, to be restored for account reviews for CLI, I will have to request for CLI. HUH????? Anyone else had this situation. Discover is weird.

Message 1 of 45
44 REPLIES 44
kdm31091
Super Contributor

Re: Requested Discover CLD... but got removed from future CLIs

Are you the same person as NRB? You seem to have the same Discover issues lol
Message 2 of 45
Anonymous
Not applicable

Re: Requested Discover CLD... but got removed from future CLIs


@Anonymous wrote:

I had $20,500 CL on my discover and just for the sake of making it a whole number requested for a CLD to $20k by reducing $500... My CL was reduced as requested and 3 days after that got a message stating that since I requested for CLD, my account will be removed from future account reviews for CLIs. What??????... Message continues to say, to be restored for account reviews for CLI, I will have to request for CLI. HUH????? Anyone else had this situation. Discover is weird.


They may be weird but asking for a CLD of $500 to get to an even number is to me......weird :-)

Message 3 of 45
Anonymous
Not applicable

Re: Requested Discover CLD... but got removed from future CLIs


@kdm31091 wrote:
Are you the same person as NRB? You seem to have the same Discover issues lol

Nope not the same... but I too was surprised Man Happy

Message 4 of 45
Anonymous
Not applicable

Re: Requested Discover CLD... but got removed from future CLIs


@Anonymous wrote:

@Anonymous wrote:

I had $20,500 CL on my discover and just for the sake of making it a whole number requested for a CLD to $20k by reducing $500... My CL was reduced as requested and 3 days after that got a message stating that since I requested for CLD, my account will be removed from future account reviews for CLIs. What??????... Message continues to say, to be restored for account reviews for CLI, I will have to request for CLI. HUH????? Anyone else had this situation. Discover is weird.


They may be weird but asking for a CLD of $500 to get to an even number is to me......weird :-)


That was my first thought as well!  (When you even start considering needing to do that, that's the time to seek help!)   And anyway, isn't it all to the good, suppose they gave you an auto-cli of $1,667 for example.....

Message 5 of 45
kdm31091
Super Contributor

Re: Requested Discover CLD... but got removed from future CLIs

Yeah I mean, if it really bothers you enough that you request a CLD for an even amount, you probably need a break from the credit card thing.

Message 6 of 45
baller4life
Super Contributor

Re: Requested Discover CLD... but got removed from future CLIs

What the? Smiley Surprised Dude I've never heard of this happening. You would be the first. WOW!
Message 7 of 45
TRC_WA
Senior Contributor

Re: Requested Discover CLD... but got removed from future CLIs

Wow...

 

Agree with the above.  Weird would be requesting a $500 CLD "just to have an even number CL."

 

If I wanted to spook a lender this would be a sure fire way to do it... short of defaulting of course.  Smiley Wink

 

 

FICO8 current as of : 4-6-25 EQ: 736 TU: 728 EX: 722
Hard INQs last 12 months: EQ: 0 | TU: 0 | EX: 0
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 31% --- AAoA: 6.5 years --- Income: $200k
Last app: 4-6-24
Message 8 of 45
core
Valued Contributor

Re: Requested Discover CLD... but got removed from future CLIs

When I did my last CLD with Chase (not for even-number reasons!), the CSR was nice enough to ask me if I wanted to remain on the auto CLI list.  I got the impression that if he hadn't thought to ask, the same thing would have happened to me.  Good thing Discover is SP.

Message 9 of 45
axlm
Regular Contributor

Re: Requested Discover CLD... but got removed from future CLIs

I received 3 CLIs from Discover in the past 4 months, and each time I adjusted the slider down in order to have a 'nice looking' number. Should I seek help too? Smiley Surprised


Last update: NOV 2022

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