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Restricted Cap1 CC question

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OmarGB9
Community Leader
Super Contributor

Re: Restricted Cap1 CC question


@UncleB wrote:

I'm not sure about the two card "rule"... I have a Savor and two Quicksilvers (a Visa Sig and a WEMC) and the Capital One prequal site still works for me.  I don't usually have any really good offers, but there is nearly always something there.

 

If there is a rule it's certainly not consistent.


There are DPs around the forums where some members are able to get 3 cards, like yourself. But even if the prequal is coming back with offers, if you were to follow through with a full application, I feel like you'd most likely be denied for having "too many Cap One accounts".


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 11 of 12
UncleB
Credit Mentor

Re: Restricted Cap1 CC question


@OmarGB9 wrote:

@UncleB wrote:

I'm not sure about the two card "rule"... I have a Savor and two Quicksilvers (a Visa Sig and a WEMC) and the Capital One prequal site still works for me.  I don't usually have any really good offers, but there is nearly always something there.

 

If there is a rule it's certainly not consistent.


There are DPs around the forums where some members are able to get 3 cards, like yourself. But even if the prequal is coming back with offers, if you were to follow through with a full application, I feel like you'd most likely be denied for having "too many Cap One accounts".


Interesting.

 

I'm not likely to give it a try since they don't currently have anything that appeals to me, but good to know that if this ever changes I should keep my expectations in line.

Message 12 of 12
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