Revolving Credit Amount

[Anonymous]

My FICO score is 552.  The score watch report is saying that I have almost 3100.00 in revolving credit and that the main contributor to my low score is that I'm currently using 138% of it.  Hmmm.  The truth is that I have 2 low limit cards, with a total combined available credit of 1k.  What am I missing?

Thanks in advance for answering my first ever post. 

[jmbfl]

Do you have any closed accounts with balances?

[Anonymous]

I do.  My cr shows 2 Cap 1 cards that are CO accounts.  I honestly can not say whether or not they are both mine.  I know that one is.  Both are due to drop of this summer and fall.  If I add up the co amount, it comes close to the amount reflected above.

[Anonymous]

Cap 1 CO's will add to UTL unfortunately.