Reward Card Combinations :)

[aamex]

I know many of have similar rewards cards with cash back, points, miles etc. I thought it'd be a good idea to see what combination of cards everyone uses to compliment eachother and make the most of all their rewards.

For me: 

• Blue Cash Everyday - 3% groceries, 2% gas, 1% everything else .. i use it heavily but mostly for gas and groceries. 
• American Express Zync - Restaurants and Travel packs ... 2x the points

I would actually like a little more rewards in the "everything" else categories! But, I'm curious to see what everyone else uses to maximize their rewards...

[Anonymous]

Blue Cash Everyday - Department Store 2%, Gas 2%, Groceries 3%

Citi Forward - Restaurants, Fast Food, Bookstores(Amazon) = 5% point back = 3.something% statement credit

Chase Freedom - Rotating Categories(5%) and Everything Else(@ 1.1% + 10 cents per purchase due to Chase Checking Bonus)

Thinking about Fidelity 2% everything, or BofA CashRewards(I was mailed the 1.5% everything offer)

[flowfaster]

I use: Bofa cash rewards for gas and groceries (3% and 2%) Discover more for the 5% categories(dining right now) And Chase amazon for everything else like the phone bill and stuff.

[lithium78]

I use BoA Cash Rewards for gas (3%) and general purchases/bills (1%).  I use Discover for their 5% categories (currently dining, department stores, and clothing stores).  I use my BBRZMC when I am shopping at Best Buy (4 points per dollar) or when shopping somewhere that doesn't accept Visa (1 point per dollar).

[RockinRay]

PenFed Visa - gas @ 5%, and general stuff @ 1%. I like the statement credit each month! 

Amex BCE - Department Stores @ 2%.

Target Visa - Target @ 5% taken at the register.

USAA MC - Sam's Club

Used to use Discover but no longer. Sits in the sock drawer.

Ray

[aamex]

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@Anonymous wrote:

Blue Cash Everyday - Department Store 2%, Gas 2%, Groceries 3%

Citi Forward - Restaurants, Fast Food, Bookstores(Amazon) = 5% point back = 3.something% statement credit

Chase Freedom - Rotating Categories(5%) and Everything Else(@ 1.1% + 10 cents per purchase due to Chase Checking Bonus)

Thinking about Fidelity 2% everything, or BofA CashRewards(I was mailed the 1.5% everything offer)

I am too this is the other card I'm considering. But, I don't want a brokerage account with them. Not sure if theres a work around for that.

[Anonymous]

I believe you can just use the cash management account, and do general withdrawl from it.

[smc733]

Chase Freedom for 5% and everyday 1% purchases

Amex Blue Cash Everyday for 3% Supermarkets, 2% Gas, 1% everyday purchases when I feel like switching it up, or on purchases that benefit from Amex protection (electronics).

[Anonymous]

I'm thinking about apping for sallie mae visa signature 2% everything. I have fidelity 2% already but visa is everywhere,amex isn't.
I will travel at least 2 times a year so barclay travelocity serve me well. 4% restaurant.
I will try for blue cash preferred next year to get 6% back on groceries.

[tsquad131]

Chase Amazon- No AF 2% for dining all year around, gas and drugstores and use amazon a lot 3%

Chase Freedom- No AF for 5% categories and 1% that if you have a chase checking acct you get extra cashback(10 pts automatically for each transaction and 10% bonus on the 1% which isnt much)

Amex BCE- 3% groceries