Note: splitting campgrounds costs on 2 or more cards to keep my individual card Utilizations low has never been a problem. Campgrounds seem to be used to multiple payment methods.
@Drifter73 wrote:
@Hoben02 wrote:
@Drifter73 wrote:Update: the 3% cb for BofA cash back rewards is good for up to $2500 per quarter = $833 per mo. @ 3% = $24.99 mo. Cb.
That's not too bad, however, I would prefer no cap on the category. Campgrounds and related purchases at campgrounds code the same being a purchase at their location and can sometimes exceed that monthly cap easily.
$833 is better than citi custom cash with a $500 cap on categories per month and their travel doesn't seem to cover campgrounds.
I may just have to stick with my 2% no cap c1 for now until my file is good enough for AOD 3% no cap.
>> there are other bofa cards similar to cash but not advertised like the us pride and Suzy komen. I could see getting these cards and then asking to split the charge on all three or whatever
I just read that the u.s. pride by BofA is no longer available to new u.s. applicants.
The Suzy komen BofA card is still open to new apps though.
Not sure of BofAs policy having two x3% cb cards at the same time to manipulate the caps. I may have to call them.
Thanks for the info.
Just called BofA and they have a 24 month Wait before you can apply for a second cash back card after being approved for 1.
Splitting the charges with a 2% could still help until the 24 months is up, but I'll probably be ready for the AOD 3% everything by then anyways.
In 2 years, rewards offers could change again, too.
I'll have to think on this one while i Wait for my new app time in may.