Ritz Carlton Card - Annual Fee?!?!?!

[cflowers0115]

So I was approved beginning of Jan for the Ritz Card through Chase and have a limit of $7,200 on it. I have been running it up fairly quickly with wedding expenses to hit the 3k for $140,000. Can't wait to stop spending money in May when this wedding happens!

Quick question though, So I've had the card for well over a month and they haven't ever charged the $395 annual fee. Anybody run across this? I don't want to kick a hornet's nest, but I find it odd that the fee never charged to the card. 

[FinStar]

Has your 1st statement generated on your Ritz?  It's usually included with the first one.  Alas, if yours came sans-A/F, no point in contacting them to add it unless it shows up on a future statement.

[Anonymous]

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@cflowers0115 wrote:

So I was approved beginning of Jan for the Ritz Card through Chase and have a limit of $7,200 on it. I have been running it up fairly quickly with wedding expenses to hit the 3k for $140,000. Can't wait to stop spending money in May when this wedding happens!

Quick question though, So I've had the card for well over a month and they haven't ever charged the $395 annual fee. Anybody run across this? I don't want to kick a hornet's nest, but I find it odd that the fee never charged to the card. 

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@cflowers0115 wrote:

So I was approved beginning of Jan for the Ritz Card through Chase and have a limit of $7,200 on it. I have been running it up fairly quickly with wedding expenses to hit the 3k for $140,000. Can't wait to stop spending money in May when this wedding happens!

Quick question though, So I've had the card for well over a month and they haven't ever charged the $395 annual fee. Anybody run across this? I don't want to kick a hornet's nest, but I find it odd that the fee never charged to the card. 

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Have you received your first statement yet?  That's when it appears.

[bigbang91]

BTW,i noticed in your sig you have the Marriot as well. Just FYI,you cant enroll in both marriot and ritz reward program,either 1,and so i dont know about the points reward/complication arise from this. You should call and ask

[Anonymous]

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@bigbang91 wrote:

BTW,i noticed in your sig you have the Marriot as well. Just FYI,you cant enroll in both marriot and ritz reward program,either 1,and so i dont know about the points reward/complication arise from this. You should call and ask

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I'm enrolled in both the Ritz and Marriott programs.  There is no points complications for having both cards.

[Anonymous]

The annual fee is a given... You are going to get it.

[Luscher]

think after your second statement

[Ysettle4]

Wait! You get hit with the A/F upfront?? Most card don't hit you until after the first year. I believe the CSP is this way as well.

[FinStar]

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@Ysettle4 wrote:

Wait! You get hit with the A/F upfront?? Most card don't hit you until after the first year. I believe the CSP is this way as well.

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Yep, for the most recent 140K offer, A/F is is charged on first statement.  The other offer, 70K, typically waives the A/F for the first year.

ETA: BMO/Diners Club was the same for either card.  A/F charged with first statement.

[Anonymous]

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@Ysettle4 wrote:

Wait! You get hit with the A/F upfront?? Most card don't hit you until after the first year. I believe the CSP is this way as well.

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CSP has the first year AF waived. Some other cards do the same. The Ritz does not waive the first years AF, so you have to pay it.