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SDFCU - Credit Requirements and Info... CATCH?

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lhcole77
Valued Contributor

Re: SDFCU - Credit Requirements and Info... CATCH?


@09Lexie wrote:
@lhcole77

I was thinking the same thing!

Good thinking!

Message 31 of 116
zyzzus
Established Contributor

Re: SDFCU - Credit Requirements and Info... CATCH?


@09Lexie wrote:
@lhcole77

I was thinking the same thing!

ditto.  I would love to get that CC at 6.99% with no cash advance fee if processed over the counter or balance transfer fee.  I have been rewards chasing for quite a while nad am very content with what I have.  I would like to build out a bit if I ever need to revolve a balance or need some extra cash.  I widh my EX was around 730 right now Smiley Happy  

 

2015 my last baddie falls off and then the gloves will come off!

Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000  | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate$25,000

Message 32 of 116
hot4u
Established Contributor

Re: SDFCU - Credit Requirements and Info... CATCH?

Suppose to be in the Garden But..... I just joined SDFCU and it's true no hard pull.. Thanks for the info


(Chase)- Freedom, CSP®, United MileagePlus® Explorer, Marriott Rewards® Premier, Penfed cash+ rewards/Promise/Defender.
Amex’s- BCE, Hilton, SPG®, PRG® and Blue®, NFCU Cash Rewards, FHB Destinations World Elite.
- Amex Centurion,(Citi) Executive/Platinum® Advantage


Alaska Airlines
Message 33 of 116
eviLution
Established Contributor

Re: SDFCU - Credit Requirements and Info... CATCH?

How do I become a member? I can't find the option to fund an organization or whatever it is.


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 34 of 116
myjourney
Super Contributor

Re: SDFCU - Credit Requirements and Info... CATCH?


@eviLution wrote:

How do I become a member? I can't find the option to fund an organization or whatever it is.


It will blow your gardening FYI

Sure is a pretty spade 

It's a SP but when new TL reports clock resets

Savings account is ok tho

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 35 of 116
zyzzus
Established Contributor

Re: SDFCU - Credit Requirements and Info... CATCH?


@myjourney wrote:

@eviLution wrote:

How do I become a member? I can't find the option to fund an organization or whatever it is.


It will blow your gardening FYI

Sure is a pretty spade 

It's a SP but when new TL reports clock resets

Savings account is ok tho


A deposit account (checking/savings) will only be a SP and will not report a a tradeline on a credit report.

Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000  | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate$25,000

Message 36 of 116
eviLution
Established Contributor

Re: SDFCU - Credit Requirements and Info... CATCH?


@myjourney wrote:

@eviLution wrote:

How do I become a member? I can't find the option to fund an organization or whatever it is.


It will blow your gardening FYI

Sure is a pretty spade 

It's a SP but when new TL reports clock resets

Savings account is ok tho


I'm only thinking about getting a checking/savings to build a relationship with them first, since there's no HP. no ERTs required YET. LOL


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 37 of 116
myjourney
Super Contributor

Re: SDFCU - Credit Requirements and Info... CATCH?


@eviLution wrote:

@myjourney wrote:

@eviLution wrote:

How do I become a member? I can't find the option to fund an organization or whatever it is.


It will blow your gardening FYI

Sure is a pretty spade 

It's a SP but when new TL reports clock resets

Savings account is ok tho


I'm only thinking about getting a checking/savings to build a relationship with them first, since there's no HP. no ERTs required YET. LOL


Lol I know how you value that spade ...didn't want you to be like some I see and forget the CC is a HP Smiley LOL

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 38 of 116
eviLution
Established Contributor

Re: SDFCU - Credit Requirements and Info... CATCH?


@myjourney wrote:

@eviLution wrote:

@myjourney wrote:

@eviLution wrote:

How do I become a member? I can't find the option to fund an organization or whatever it is.


It will blow your gardening FYI

Sure is a pretty spade 

It's a SP but when new TL reports clock resets

Savings account is ok tho


I'm only thinking about getting a checking/savings to build a relationship with them first, since there's no HP. no ERTs required YET. LOL


Lol I know how you value that spade ...didn't want you to be like some I see and forget the CC is a HP Smiley LOL


2 more days to gold! woo hoo!!!


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 39 of 116
creditfan
Established Contributor

Re: SDFCU - Credit Requirements and Info... CATCH?

which employer did you select to work for to apply the membership? because non of them apply to me

help please

thanks

Message 40 of 116
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