They usually make you come in when there's a question of eligibility. How are you able to join NFCU?
And here you go: this thread has a big list of secured cards and their benefits/terms.
@Anonymous wrote:i am so sorry i just put wrong one. i apply a lot bank and credit union and i forgot the name.
it was SDFCU
I search in my area i couldn"t find any of them and also NFCU I called them and they said i have to be army or one of my familly.........
SDFCU IS soft pulls if you enrool over the phone. but i should be present in the branch which is impossible.
If you're having trouble getting approved for an account, one th ing you need to stop doing is applying to a lot of places. If you've applied to so many different places that you can't tell them appart, I'm going to infer that you have tons of inquiries on your reports. Based on your scores, inquiries definitely aren't your only problem, but having tons of them in a short span definitely hurts.
Again, going back to your scores, your only alternative at this stage may be to just clean up older issues and wait for a while. Even most secured cards won't approve you if you have a bunch of active delinquencies.
I think what SDFCU is asking you to do is go into one of their Customers Service Centers to make your initial deposit into your savings account. It doesn't have to be a SDFCU branch. There are other CUs that they have a shared deposit relationship with. You can go to www.sdfcu.org and click on location then click on the "CU service centers" to search for locations near you.
