SDFCU Premium CashBack+

[Anonymous]

Got an advertisement in the mail yesterday promoting this card. Said 2 % cash back on all purchases, $200 bonus on $3k spend, credit limit from $5k to $100k, and interest rate starting at 10.74%; also no foreign transaction fee or annual fee. Not looking for any additional credit myself, but didn't know if it would be of interest to anyone else.

https://www.sdfcu.org/cashback/" 

[AverageJoesCredit]

KAYKAY's back in the house

We missed ya, I'll take the 100k please

[Anonymous]

Missed everyone too AJC.

Plan to be back on forum more often from now on.  

[Loquat]

Got this one in the mail as well.  Caught my attention because I rarely get anything from SDFCU other than the preapproved check they tend to send our yearly around Christmas.  If I didn't already have several 2% CB cards maybe I would entertain.

[FinStar]

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@Anonymous wrote:

Got an advertisement in the mail yesterday promoting this card. Said 2 % cash back on all purchases, $200 bonus on $3k spend, credit limit from $5k to $100k, and interest rate starting at 10.74%; also no foreign transaction fee or annual fee. Not looking for any additional credit myself, but didn't know if it would be of interest to anyone else.

https://www.sdfcu.org/cashback/" 

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Nice to see they're trying to keep up with all the other 2% CB players    Wondering what their CU membership requirements are these days? I recall a long while back, way before this product came along, it was a pretty drawn-out manual process.  Maybe it changed?

[Anonymous]

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@Loquat wrote:

Got this one in the mail as well.  Caught my attention because I rarely get anything from SDFCU other than the preapproved check they tend to send our yearly around Christmas.  If I didn't already have several 2% CB cards maybe I would entertain.

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I hadn't gotten anything from them in a while and was considering closing out that account since I have ones with both PenFed and NFCU.  Guess I'll hang on to the account a while longer.  Like the interest rate and starting limit.  Might be something to shoot for in the future.  

[UpperNwGuy]

A couple of members of this forum applied for this card two months ago when it was first issued.  They were denied because they "already had  a large number of credit cards".  That scared me away from applying, and that's sad, because this is the perfect credit card for me:

-- 2% cash back on everything

-- no annual fee

-- no foreign transaction fee

-- the ability to set up the chip with PIN priority (very important to me with my frequent European travels)

[FinStar]

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@UpperNwGuy wrote:

A couple of members of this forum applied for this card two months ago when it was first issued.  They were denied because they "already had  a large number of credit cards".  That scared me away from applying, and that's sad, because this is the perfect credit card for me:

-- 2% cash back on everything

-- no annual fee

-- no foreign transaction fee

-- the ability to set up the chip with PIN priority (very important to me with my frequent European travels)

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Well, that pretty much takes me out of the horse race   LOL.  The chip with PIN priority would've been a nice feature like my current Diners Club and UNFCU Elite.  Thanks for posting this @UpperNwGuy.

[Gmood1]

SDFCU is a cool little credit union, just way too conservative for those of use with more than 3 or 4 credit cards. They'll deny you a CC but offer a SP personal loan a week later. lol
I was denied by them over two years ago for a CC. At least twice a year I get offered a live preapproved check to cash. Doesn't make much sense to me.🤔
Oh and I received an offer for that 2% card not long ago, but I dare not waste the time applying. They send those fake pre-approved CC offers as well. lol

[NRB525]

I got the mailer as well.
Has anyone recently, or from this mailer prompt, apped SDFCU 2% ?