@rchvmz wrote:I recieved my first CLI on 3-1-22 with SPGV-----is the CLI frequency every 3 months or 4 months?.....I have seen post where folks get another CLI after a month so I am a bit confused. I have 3 other Comenity store cards, Overstock, Childrens Place and Good Sam---which I have recieved 1 CLI a piece the CP and GS---have had several on Ovstk---nothing recent with any of them except SPGV on 3-1-22. I am PIF with every card. Currently I have a $365.00 bal on SPGV that I am going to PIF next day or two.
So, every 3 months or is it 4 months in-between CLI?....
What I'm seeing at least with my Comenity cards since "Bread" is that they are no longer approving CLI's at 91 days but at a minimum of 6 months now since the last CLI. I had never been denied a CLI at 91 days until this year and the change to Bread.
@rchvmz wrote:
@bigseegar wrote:
@rchvmz wrote:I recieved my first CLI on 3-1-22 with SPGV-----is the CLI frequency every 3 months or 4 months?.....I have seen post where folks get another CLI after a month so I am a bit confused. I have 3 other Comenity store cards, Overstock, Childrens Place and Good Sam---which I have recieved 1 CLI a piece the CP and GS---have had several on Ovstk---nothing recent with any of them except SPGV on 3-1-22. I am PIF with every card. Currently I have a $365.00 bal on SPGV that I am going to PIF next day or two.
So, every 3 months or is it 4 months in-between CLI?....
What I'm seeing at least with my Comenity cards since "Bread" is that they are no longer approving CLI's at 91 days but at a minimum of 6 months now since the last CLI. I had never been denied a CLI at 91 days until this year and the change to Bread.
Thanks, but I will say, I have no idea what the term BREAD means here----what is it?
Comenity has changed their name (at least in some area's of business) to Bread Financial.
@rchvmz wrote:
@chiefone4u wrote:
@rchvmz wrote:
@bigseegar wrote:
@rchvmz wrote:I recieved my first CLI on 3-1-22 with SPGV-----is the CLI frequency every 3 months or 4 months?.....I have seen post where folks get another CLI after a month so I am a bit confused. I have 3 other Comenity store cards, Overstock, Childrens Place and Good Sam---which I have recieved 1 CLI a piece the CP and GS---have had several on Ovstk---nothing recent with any of them except SPGV on 3-1-22. I am PIF with every card. Currently I have a $365.00 bal on SPGV that I am going to PIF next day or two.
So, every 3 months or is it 4 months in-between CLI?....
What I'm seeing at least with my Comenity cards since "Bread" is that they are no longer approving CLI's at 91 days but at a minimum of 6 months now since the last CLI. I had never been denied a CLI at 91 days until this year and the change to Bread.
Thanks, but I will say, I have no idea what the term BREAD means here----what is it?
Comenity has changed their name (at least in some area's of business) to Bread Financial.
Gotcha----still looking for confirmation on CLI freaquencey after 1st CLI---some are saying 91 days, some say, 4 months, and the last reply was 6 months---very confusing
That's what I was trying to give you based on my very recent experience. It's pretty much always been 91 Days (not 4 months). It appears it's now 6 months between CLI's, agiain based on my very recent CLI experince and I've been getting CLI's on various Comenity (now Bread) cards for 3 years.
@rchvmz wrote:
@bigseegar wrote:
@rchvmz wrote:
@chiefone4u wrote:
@rchvmz wrote:
@bigseegar wrote:
@rchvmz wrote:I recieved my first CLI on 3-1-22 with SPGV-----is the CLI frequency every 3 months or 4 months?.....I have seen post where folks get another CLI after a month so I am a bit confused. I have 3 other Comenity store cards, Overstock, Childrens Place and Good Sam---which I have recieved 1 CLI a piece the CP and GS---have had several on Ovstk---nothing recent with any of them except SPGV on 3-1-22. I am PIF with every card. Currently I have a $365.00 bal on SPGV that I am going to PIF next day or two.
So, every 3 months or is it 4 months in-between CLI?....
What I'm seeing at least with my Comenity cards since "Bread" is that they are no longer approving CLI's at 91 days but at a minimum of 6 months now since the last CLI. I had never been denied a CLI at 91 days until this year and the change to Bread.
Thanks, but I will say, I have no idea what the term BREAD means here----what is it?
Comenity has changed their name (at least in some area's of business) to Bread Financial.
Gotcha----still looking for confirmation on CLI freaquencey after 1st CLI---some are saying 91 days, some say, 4 months, and the last reply was 6 months---very confusing
That's what I was trying to give you based on my very recent experience. It's pretty much always been 91 Days (not 4 months). It appears it's now 6 months between CLI's, agiain based on my very recent CLI experince and I've been getting CLI's on various Comenity (now Bread) cards for 3 years.
I went ahead a rolled the dice-----approved $800.00 CLI @ 91 days....now at $4400.00. Lucky me
Grats, that's what we need, more people willing to better own data point 
@rchvmz wrote:I went ahead a rolled the dice-----approved $800.00 CLI @ 91 days....now at $4400.00. Lucky me
You're a lot luckier than me! I've had my SGV for years, and can't get above $3,000. I have some other Comenity cards and they're not as stingy with CLIs as SG is. Honestly, I don't even know why I hold on to this card any more, but since yours is seeing *some* movement, I guess it makes sense to stick with it!
