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What is the difference? Why is the MC demonized when compared to it's well-mannered sibling, the Store Card? Can this be explained?
The store card is harder to get, but it generally has higher limits and affords you the ability to get special 0% financing offers in the store.
The RZMC generally has low limits (although mine doesn't), is not eligible for customer initiated CLIs, and is not eligible for special financing.