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Sallie Mae CLI?

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xgac12x
Established Contributor

Sallie Mae CLI?

So I'm wondering, how is Barclaycard with CLI's? I've had this card for almost two years and never recieved one CLI. Never late, always paid on time and I use it all the time for gas and groceries. What is everyone's experience with this? $2,400 is plenty fine for me, specially how I don't really use this card for large purchases, I'm just curious. 

CARDS: CAPONEQUICKSILVERONE - $3,000.00
Message 1 of 36
35 REPLIES 35
myjourney
Super Contributor

Re: Sallie Mae CLI?

Call in ask for APR reduction 

While your at it ask if you have any SP CLI offers 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 36
Anonymous
Not applicable

Re: Sallie Mae CLI?

yep that usually works if you're eligible. but that card only has $1.250 in bonus categories each month so it's not worth it IMO
Message 3 of 36
CraigHwk
Regular Contributor

Re: Sallie Mae CLI?

I've had my Sallie Mae for about 6 months now and I got an email today that my credit limit went up.   Logged into the site and it rose from $2,500 to $5,500.  Was rather pleased!

 

 

USAA MC ✪ Amex BCP, SPG, Platinum ✪ Chase Sapphire Preferred, Freedom, Freedom Unlimited, Marriott Rewards, United Explorer ✪ Discover IT ✪ CapOne QS ✪ Fidelity Visa ✪ BarclaysPlatinum Rewards ✪ Citi Double Cash


Starting EX FICO (2010): 513 | Current FICO: EX 759, EQ: 773, TU: 761
Message 4 of 36
kdm31091
Super Contributor

Re: Sallie Mae CLI?


@Anonymous wrote:
yep that usually works if you're eligible. but that card only has $1.250 in bonus categories each month so it's not worth it IMO

Agreed, not really important to have a huge limit on this card with the caps.

 

Barclay's seems to have a pattern of giving a CLI at 6 months if you are eligible. Generally speaking, that requires usage, and some say non-5% spend, but that's just my take on it. I just wouldn't worry too much over it because of the caps.

Message 5 of 36
Saleen099
Senior Contributor

Re: Sallie Mae CLI?


@Anonymous wrote:
yep that usually works if you're eligible. but that card only has $1.250 in bonus categories each month so it's not worth it IMO

 With that being said I use my card on Amazon to her three times and they've always come back not considered in the $750 category.  So I call him they explained to me that none of the items I bought or purchased were considered to be books because of the way the merchant Cody them.  With that being said his is correct?  What the CSR  was tell me about. 

Message 6 of 36
Saleen099
Senior Contributor

Re: Sallie Mae CLI?


@kdm31091 wrote:

@Anonymous wrote:
yep that usually works if you're eligible. but that card only has $1.250 in bonus categories each month so it's not worth it IMO

Agreed, not really important to have a huge limit on this card with the caps. THANK YOU!!!!!!!!! 

 

Barclay's seems to have a pattern of giving a CLI at 6 months if you are eligible. Generally speaking, that requires usage, and some say non-5% spend, but that's just my take on it. I just wouldn't worry too much over it because of the caps.


 

Message 7 of 36
Anonymous
Not applicable

Re: Sallie Mae CLI?

amazon should code as book store. don't take the word of a CSR just look at the purchase after it posts. it'll tell you Smiley Happy
Message 8 of 36
Saleen099
Senior Contributor

Re: Sallie Mae CLI?


@Anonymous wrote:
amazon should code as book store. don't take the word of a CSR just look at the purchase after it posts. it'll tell you Smiley Happy

 In about five or six items that have not posted but we will see but when I talk to her about it and asked about the merchant codes that they used and she said no more qualified for the book voucher or the $750 program.  But she could be wrong tOo

Message 9 of 36
Anonymous
Not applicable

Re: Sallie Mae CLI?

should find out by wednesday or so
Message 10 of 36
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