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Sams Club MC

tag
CreditPoor
Frequent Contributor

Sams Club MC

Hypothetically speaking if one were to be preapproved for $2500, how long before we can get that CL up some? I'd like to have that card but not interested in low limit cards. I've managed to erase all but one on my profile with CLIs

Message 1 of 7
6 REPLIES 6
GZG
Senior Contributor

Re: Sams Club MC


@CreditPoor wrote:

Hypothetically speaking if one were to be preapproved for $2500, how long before we can get that CL up some? I'd like to have that card but not interested in low limit cards. I've managed to erase all but one on my profile with CLIs


depends if you have other large exposure with synchrony 

 

synchrony does grow through, I imagine 6-7 months for the first CLI and then between 4-6 months between subsequent CLIs

Starting FICO 8:
Current FICO 8:



Message 2 of 7
CreditPoor
Frequent Contributor

Re: Sams Club MC

Total exposure with Sync is 21k

Message 3 of 7
Anonymous
Not applicable

Re: Sams Club MC

@CreditPoor 

 

My Sams MC went

$1000 SL
$2000 at 3.7 months
$3500 at 8.16 months

 

Message 4 of 7
Guyatthebeach
Valued Contributor

Re: Sams Club MC

@CreditPoor,


I clicked that credit increase button literally every six months. It went from 2k to 11,300 in 2.5 years. 

Guyatthebeach

Message 5 of 7
CodeZero
New Visitor

Re: Sams Club MC

I would say 6 months (180 days). I went from a $600 limit back in 2018 to a 20k limit with that card now. My total exposure with Synchrony is $51,500

Message 6 of 7
ptatohed
Senior Contributor

Re: Sams Club MC

Sam's Club Plus members will soon have to spend at least $50 for free shipping.

 

 

 

[Until I can make a pretty signature, here’s an updated draft]

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card // primis Perks debit Visa (50c CB per transaction (5% CB or more up to $10 spend))

5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
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