@pizza1 wrote:
Well Santander Consumer USA has has my car loan since July 2012 at 22%.I'm the one hoping to refi with navy in April!
don't know about their cc but I do know that they deleted my perfect good car tradeline from my reports x3 in August because I didn't reaffirm in BK, but still make payments and have the car.
Maybe you are the perfect tester to apply for this card!
@Creditaddict wrote:
@pizza1 wrote:
Well Santander Consumer USA has has my car loan since July 2012 at 22%.Maybe you are the perfect tester to apply for this card!
LOL... I so knew you were going to say this Creditaddict... too much! But I think pizza1 is firmly planted in the garden from what I recall.
Thank you finstar!! Lmao Creditaddict!!! I'm sure of I was the chosen one I would have already gotten a pre approval in the mail from them. Come to think of it , I've never received any preapprovals in the mail for anything at all since my bk was dc in August! that's pretty sad!
But it's true... I'm in the garden till my 6th statement with NFCU then I'm applying for everything again with them! Car refi, cli, and navcheck hopefully I get a better outcome!
that's pretty sad!But it's true... I'm in the garden till my 6th statement with NFCU then I'm applying for everything again with them! Car refi, cli, and navcheck
hopefully I get a better outcome!
@pizza1 wrote:
Thank you finstar!! Lmao Creditaddict!!! I'm sure of I was the chosen one I would have already gotten a pre approval in the mail from them. Come to think of it , I've never received any preapprovals in the mail for anything at all since my bk was dc in August!
But it's true... I'm in the garden till my 6th statement with NFCU then I'm applying for everything again with them! Car refi, cli, and navcheck
Well, you can definitely count on Creditaddict as our NFCU credit guru, queen... or king... LOL. Unfortunately, NFCU is out of reach for me from their elegibility criteria... unless... oh, Creditaddict... wink wink. 
@pizza1 wrote:
Thank you finstar!! Lmao Creditaddict!!! I'm sure of I was the chosen one I would have already gotten a pre approval in the mail from them. Come to think of it , I've never received any preapprovals in the mail for anything at all since my bk was dc in August!
But it's true... I'm in the garden till my 6th statement with NFCU then I'm applying for everything again with them! Car refi, cli, and navcheck
Just to be sure google up opt in and do it because when I was in my bk 13 the court opted me out or maybe my attorney but I kept getting opted out.... I opt in every so many months just to make sure my name is fresh on anyone's mind that might be trolling!!
and then be sure to start correcting and always using the exact same address on all the credit reports, especially # vs Apt as I saw with my pop ups recently... I had many variations and old addresses of friends and family deleted from my reports... Took PAGES off!!
@FinStar wrote:
@pizza1 wrote:
Thank you finstar!! Lmao Creditaddict!!! I'm sure of I was the chosen one I would have already gotten a pre approval in the mail from them. Come to think of it , I've never received any preapprovals in the mail for anything at all since my bk was dc in August!
But it's true... I'm in the garden till my 6th statement with NFCU then I'm applying for everything again with them! Car refi, cli, and navcheckWell, you can definitely count on Creditaddict as our NFCU credit guru, queen... or king... LOL. Unfortunately, NFCU is out of reach for me from their elegibility criteria... unless... oh, Creditaddict... wink wink.
Live in dog walker?
i have spawned a number of Navy children memberships over the years (roommates, bf's, 1 night stands... Kidding)
@Creditaddict wrote:
@FinStar wrote:
@pizza1 wrote:
Thank you finstar!! Lmao Creditaddict!!! I'm sure of I was the chosen one I would have already gotten a pre approval in the mail from them. Come to think of it , I've never received any preapprovals in the mail for anything at all since my bk was dc in August!
But it's true... I'm in the garden till my 6th statement with NFCU then I'm applying for everything again with them! Car refi, cli, and navcheckWell, you can definitely count on Creditaddict as our NFCU credit guru, queen... or king... LOL. Unfortunately, NFCU is out of reach for me from their elegibility criteria... unless... oh, Creditaddict... wink wink.
Live in dog walker?
i have spawned a number of Navy children memberships over the years (roommates, bf's, 1 night stands... Kidding)
I'm sure the forum will frown on this (if Lexie is watching), but I'll entertain those 2 highlighted options... the latter may not fly with your partner though...LMAO!!! So, I guess the first choice can work 