Score Boost

[Creditaddict]

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@fixmycred14 wrote:
Not sure how NFCU reports LOC

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oh sorry, wasn't paying attention... it's revolving... so I stand by that I think you will see much better score boost with 2 out of 3 reporting $0 than 2 out of 3 reporting more than 50%

[Norcal5]

I think he's right 2 out of 3 showing zero will probably give a better boost sorry...

[fixmycred14]

OP, thanks for clarifying. If, I don't have a payment due and still make payments will my updated balance be reported?  My NFCU  cc that I plan on getting to $0 before September is due the 13th and reports the 16th. My plan is to dump as much money on it between now and September 12th.

I didn't have a payment due July 13th. I guess on the 16th I'll be able to determine if the current balance is reported anyway. I can make the first of five payments on Friday.

So, I calculated that five payments of $1400 or more will get me to $0.

[Creditaddict]

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@fixmycred14 wrote:

OP, thanks for clarifying. If, I don't have a payment due and still make payments will my updated balance be reported?  My NFCU  cc that I plan on getting to $0 before September is due the 13th and reports the 16th. My plan is to dump as much money on it between now and September 12th.

I didn't have a payment due July 13th. I guess on the 16th I'll be able to determine if the current balance is reported anyway. I can make the first of five payments on Friday.

So, I calculated that five payments of $1400 or more will get me to $0.

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yes they will report the current balance each billing cycle.

[fixmycred14]

Thanks for clarifying. Oddly, I noticed that the same does not hold true for the LOC. There's been times when NFCU didn't report.