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Score Change

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Anonymous
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Score Change

Hello all I will be out of credit cards debts on 10/15. and i was wondering when should i expect a change in my fico score i subscribed to myFico back in August and got my transunion score. so I'm trying to determine when to use my 2 remaining scores. thanks
Message 1 of 9
8 REPLIES 8
John060675
Valued Contributor

Re: Score Change

CC companies report on different dates.  The only way to know when they do is to call and ask them.  They are usually upfront with the info.  Good job on the low utilization!

Starting Score: 583 EQ, 612 EX, 569 TU
Current Score: 658 EQ, 648 EX, 618 TU
Goal Score: 720 EQ, 720 EX, 720 TU


Take the myFICO Fitness Challenge
Message 2 of 9
Anonymous
Not applicable

Re: Score Change

thanks i'll try and call them this weekend it's not an emergency so i can and see...whenever that is!
Message 3 of 9
Anonymous
Not applicable

Re: Score Change

Hello, I paid off 5 cc's in full in August. I just saw my credit JUMP this past monday 10/1. HUGE JUMP!Smiley Very Happy
Message 4 of 9
Anonymous
Not applicable

Re: Score Change

Smiley Very Happy
 
feels good don't it.  I'm in the same boat.
 
8/21 - 28% utilization:  ex 639, eq 641, tu 667
10/3 - 0% utilization:  ex 702, eq 712, tu 714
 
 
doesn't get too much better than that in 6 weeks (well, for me anyways)
 
 
Message 5 of 9
haulingthescoreup
Moderator Emerita

Re: Score Change


@Anonymous wrote:
Hello, I paid off 5 cc's in full in August. I just saw my credit JUMP this past monday 10/1. HUGE JUMP!Smiley Very Happy

OK, scrambling, no fair teasing, how huge are we talking?!?!?
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 6 of 9
orl2185
Established Contributor

Re: Score Change

Great work, WTG!!!
Message 7 of 9
Anonymous
Not applicable

Re: Score Change



@haulingthescoreup wrote:

@Anonymous wrote:
Hello, I paid off 5 cc's in full in August. I just saw my credit JUMP this past monday 10/1. HUGE JUMP!Smiley Very Happy

OK, scrambling, no fair teasing, how huge are we talking?!?!?

25 points, it's huge to me LOL!Smiley Tongue
Message 8 of 9
Anonymous
Not applicable

Re: Score Change

I just paid of 2cc;s that were maxed. And the other one now only has 30% on it. Mith my CS being around 630 Im hoping for a huge jump.
Message 9 of 9
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