Score impact of a new Retail CC?

[Anonymous]

A. Score before posting.
B. Score right after posting.
B. Score "2 months" after posting.
C. Was their an inq with this score change?

Thanks

[Anonymous]

When my Wal-Mart account was added to my Cr my score went up 5 points.

[Anonymous]

My score went up 21 points when I received my second credit card.

[Anonymous]

With my First Store card- Kay

INQ Nov 4th  -3 points

Dec 1st reported +16 points.

UTL went fro 2% to 4% during this time.

Many other things happend to for the 2 month mark- but

Score was up 35 points from Nov 4th to Jan 8th utl at 6% UTL

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ilovepizza wrote:
A. Score before posting.
B. Score right after posting.
B. Score "2 months" after posting.
C. Was their an inq with this score change?

Thanks

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[Anonymous]

I think the impact would be more dependent on each person and what they currently have reporting on their CRs.

If you have no revolving accounts, you might get a nice score boost from adding a revolving TL to your mix, and so forth.

[Anonymous]

A month ago i only had one revolving account with Orchard for $300 now i have 4 new accounts Wal-Mart & First Premiere has already reported to my CR i'm waiting on Hooters & Total Visa to report. I hope i get a nice lil bump with these new accounts.

[Anonymous]

Thanks

[Anonymous]

Obviously the degree to which it impacts your average age is another consideration. If you have many accounts the impact should be slight, but if you have a long thin file it might outweigh the credit mix gain. I received what I estimate to be a 5-10 point gain from opening my first and only store card account.

[Anonymous]

It doesn't matter what I do my scores stay the same.  i don't understand.