Secured Cards

[Anonymous]

I am getting a secured card to help with my credit and wondered if they report as secured on the credit bureaus?

[TeeandDee]

I have a Capital One Secured card and it reports to all three. From reading the forums, I think most of the other's do as well.  

[Repo-ed]

I'm looking for my secured card to start reporting soon, so that I can find out.

[Anonymous]

will it say secured on my credit files or will me and the bank only know its secured?

[TeeandDee]

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@doddo72 wrote:

will it say secured on my credit files or will me and the bank only know its secured?

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No, the Capital One Secured card shows up as a normal credit card.  Only you and Capital One know it's a secured card. 

[LS2982]

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@doddo72 wrote:

I am getting a secured card to help with my credit and wondered if they report as secured on the credit bureaus?

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Most of them do, Cap1 will report to all 3 for sure.

[LS2982]

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@doddo72 wrote:

will it say secured on my credit files or will me and the bank only know its secured?

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Cap1 will say "Credit Card" not secured.

[Anonymous]

ok good because I was going to get the nfcu secured card and I dont want it to say secured on my credit file.

[LS2982]

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@doddo72 wrote:

ok good because I was going to get the nfcu secured card and I dont want it to say secured on my credit file.

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Not sure about that one, one of the myFICO members here should be able to chime in on that.

[haulingthescoreup]

Some show on your reports as secured; some do not.

FWIW, it's not that big a deal, or shouldn't be. (Easy for me to say, I know.) Plenty of people have to have a secured card, often for something as simple as not really having any other credit, and therefore having to start somewhere.

And you didn't ask this, but for anyone else wondering, secured vs non-secured has no impact on FICO scores.