Secured Credit Card Comparison Chart

[KatrinaE]

I have been researching secured credit cards for sometime now and have put together a comparison chart of over 20 cards.  I have uploaded the file as read only Excel spreadsheet that you can sort at 4shared.com. 

I wish I knew the options out there when I started rebuilding - low interest rates, points, graduating to unsecured status etc...

For those interested you can download the file here: 

http://www.4shared.com/document/_nZnNM0K/Secured_Credit_Card_Comparison.html

[Anonymous]

Thanks and Very nice!

A few comments.

Public Savings Bank.   You list:  Additional Fees $75.   I am not aware of any additional fee.

Capital One adds unsecured CL depending on your credit improvements.   Starts at 6 months.  A very important feature that should be mentioned. 

US Bank restricts their secured cards to states where they have branches.  US Bank also has co-branded secured cards. 

Suggest you add CITI.  

Suggest you add Platinum Zero since in MyFIco recommended List. and unusual terms and conditions.

Suggest you add monthly fees,  don't' some of these cards have them?

[tobey]

Public Savings Bank charges a one-time set up fee of $75. Also, I'm pretty sure the max deposit is $2,000, not $10,000 as the spreadsheet says.

[Anonymous]

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@tobey wrote:

Public Savings Bank charges a one-time set up fee of $75. Also, I'm pretty sure the max deposit is $2,000, not $10,000 as the spreadsheet says.

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They keep changing it.  Currently Inital Deposit is 300 to 2K,   Maximum 5K after 4 months.