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Seems venture approvals and disc cli have died off?

tag
Anonymous
Not applicable

Seems venture approvals and disc cli have died off?

Right before Xmas I kept seeing tons and tons of huge venture approvals and discover cli what happened it seems they both especially the venture have just fallen off the map?  

Message 1 of 19
18 REPLIES 18
Runitup
Regular Contributor

Re: Seems venture approvals and disc cli have died off?

FWIW, I just got a 2k increase from Disco. They're still doing it, just not as frequent I think.
Message 2 of 19
FinStar
Moderator Emeritus

Re: Seems venture approvals and disc cli have died off?

AFAIK, Venture approvals are still around.  You may not see a "surge" of them because it's likely the initial group of individuals that benefited from those have no need for any additional ones for the time being.  If you look at some of the approvals (at least on MF) there are individuals still getting approved with decnet SLs.

 

And, while Discover garnered some interesting momentum and attention last year with the frequent CLIs (baller's bandwagon Smiley Wink), there are still some folks who are getting them.  Granted, the good ole "frenzy" may not be as abundant as it was last year (i.e. Discover tightened its reins), yet if the profile is there, then a CLI is not out of the question, well...maybe $500 for most.

Message 3 of 19
kdm31091
Super Contributor

Re: Seems venture approvals and disc cli have died off?

I think the venture craze is basically over because anyone who wanted it got it by now.

Discovers CLI gravy train seemed to be more of a computer glitch than anything, so was unlikely to last forever. I haven't asked for a CLI for them in months though. My limit 18k at this point which is far more than I could ever need.
Message 4 of 19
Themanwhocan
Senior Contributor

Re: Seems venture approvals and disc cli have died off?

My Discover CLI's died out once I reached $31.5K credit limit on that card. And my FICO scores have plummeted a bit due to obtaining a lot of recent new cards. And I haven't Purchased gas in a while. Like maybe 20 years now...

 

It may just be that people either hit their maximum, or decided that they had enough. Or like me, they don't need no stinkin Gas...





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 5 of 19
shakalaka
Established Contributor

Re: Seems venture approvals and disc cli have died off?

Nope, at least not for me. Just received my third 7k increase since January. Like clockwork every 31 days..Smiley Very Happy



FICO (TU/EX/EQ): 773/766/778 - Total CL 255+K
Message 6 of 19
Anonymous
Not applicable

Re: Seems venture approvals and disc cli have died off?

care to share why the venture was very sought after? the $400 bonus???

Message 7 of 19
Anonymous
Not applicable

Re: Seems venture approvals and disc cli have died off?

I like my discover it card I had it 75 days and was given a 10k starting limit they bumped me to 14k 25 days ago I hit the button yesterday more for fun and was given the 2 day review and denied today will be interesting next week after 31 days to see if I can get another Ive been using it heavily 80-100 swipes a month 2-2200 spend 

Message 8 of 19
Anonymous
Not applicable

Re: Seems venture approvals and disc cli have died off?

The dreaded triple pull is what makes me steer away from the venture well that and the AF 

Message 9 of 19
myjourney
Super Contributor

Re: Seems venture approvals and disc cli have died off?

Stay around here long enough and you'll see a lot of trending cards and patterns 

Then something new will come along and while the product may still be popular the conversation shifts to the new kid on the block 

 

Example FU will be the hot topic for awhile 

Which reminds me I need to research weather there's a redemption threshold cuz I haven't seen or heard talk of that yet.....Hmmmm

Off to research 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 10 of 19
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