Just now, I have faxed the request to FNBO to reduce the Credit Limit on my Secured Card from $7000 to $1000 and refund $6000 back to me. There is no interest on the Security Deposit. No point in keeping that money there. Hopefully in 2 weeks I should get that money back and I can save it for the down payment for the Real Estate I would buy some time in September.
