Setting a spending limit for AU?

[Anonymous]

I recently added an AU to my CSP and wanted to know if I can set a spending limit like say $200 per month for that person so they don't go crazy spending? I spoke to a csr but he couldn't really understand what I meant. Also when I added this AU it didn't ask for his Ssn so will it still report to the credit bureaus or should I call them up and give them his info in order to do so?

[ksantangelo23]

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@Anonymous wrote:
I recently added an AU to my CSP and wanted to know if I can set a spending limit like say $200 per month for that person so they don't go crazy spending? I spoke to a csr but he couldn't really understand what I meant. Also when I added this AU it didn't ask for his Ssn so will it still report to the credit bureaus or should I call them up and give them his info in order to do so?

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I know that with my AMEX, I can set a spending limit per AU card. I would imagine Chase would have this option as well.

But I can answer your second question, yes, Chase will still report on the AU's CR without their SSN. Im authorized/reported on my grandmothers Slate card and was not asked my SSN.

[Rackham94]

Yes, had the same experience when I did GF as an AU. The cards came in and they are the same card just names different same security code same number. No ability to set spending limits like AMEX. As far as social it will still report without it

[bluewillow]

I would love to add grand daughter as an AU just so she has something in case of an emergency but I would have to set a limit because lord help me if her Mom got hold of it....

[armbenderc]

Lol@bluewillow Anyway, I think only Amex has this feature. I have yet to see it on GE, Discover, citi or Barclay.

[09Lexie]

Only Amex has this feature because the ACMs have a different account number.  It would be impossible to set limits on cards like CSP since the primary and AUs share the same account number. 

[FinStar]

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@09Lexie wrote:

Only Amex has this feature because the ACMs have a different account number.  It would be impossible to set limits on cards like CSP since the primary and AUs share the same account number. 

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+1

Exactly.

[djc1puno]

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@FinStar wrote:

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@09Lexie wrote:

Only Amex has this feature because the ACMs have a different account number.  It would be impossible to set limits on cards like CSP since the primary and AUs share the same account number. 

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+1

Exactly.

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+2...it would be great if the other banks offered this feature as well...heh

[Anonymous]

I have what maybe a stupid question but without a AU SSN how can they report to credit bureau? How would they know for sure without that info? I am also confused as to having the same account number for me and the AU if it is not AE. I PC from Cap 1 plat to QuickSilver recently and added a AU got new cards today and the account # for me and my AU are totally different. I will add I don't see a option to set a spending limit but account numbers are not even close to the same?

[09Lexie]

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@Anonymous wrote:

I have what maybe a stupid question but without a AU SSN how can they report to credit bureau? How would they know for sure without that info? I am also confused as to having the same account number for me and the AU if it is not AE. I PC from Cap 1 plat to QuickSilver recently and added a AU got new cards today and the account # for me and my AU are totally different. I will add I don't see a option to set a spending limit but account numbers are not even close to the same?

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There's is a match criteria that CRAs will use.  Same surname, address for example.  However, its also possible that the information does not get matched which is why YMMV