Shocked Discover BT offer back??

[CreditCuriosity]

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@CreditInspired wrote:

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@CreditCuriosity wrote:

I am shocked after a year + discover actually has a BT offer for me..  Although look at it, has anyone had a worse one from discover lol?  really 9 months and 3% fee lol.. gee thanks discover your generousness still amazes me not only with bt offers, but lack of cli's as well

Screen Shot 2020-02-29 at 11.20.32 AM.png

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Darn that sucks! Did they really own give you "one" offer--usually, it's two. But congrats just the same. Maybe this is the beginning of Disco BT doors opening. 

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usually have zero offers so going in the right direction although to be honest Discover use to have some of the BT offers, now they have some of the worse ones imo as they completly overhauled their BT offers as many know.

Speaking of another whack discover recently sent me updated terms and conditions such as 40 late payment penaliities etc.  They are cutting back on EVERYTHING it appears not just more cruddy bt offers, but obviously discover deal long gone along with a host of other cuts in benefits no raising late payment fees, etc.(not that one ever ever should have a late payment).   Just showing what is probably going on with their target market.   

[UncleB]

My own offers aren't that impressive, either.  The "more time" offer is particularly lousy (both a 4% fee and nearly 4% APR). 

They clearly aren't trying too hard.

[Anonymous]

[Anonymous]

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@CreditInspired wrote:

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@CreditCuriosity wrote:

I am shocked after a year + discover actually has a BT offer for me..  Although look at it, has anyone had a worse one from discover lol?  really 9 months and 3% fee lol.. gee thanks discover your generousness still amazes me not only with bt offers, but lack of cli's as well

Screen Shot 2020-02-29 at 11.20.32 AM.png

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Darn that sucks! Did they really own give you "one" offer--usually, it's two. But congrats just the same. Maybe this is the beginning of Disco BT doors opening. 

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Yeah I only have the one as well. 

[Anonymous]

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@Anonymous wrote:

I have 12 months 0% with 4% fee so not that bad. I also have the no fee offer 5.99% apr for 15 months

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I got that same offer! Usually the longer offer is supposed to be slightly better, right? Those used to be 3.99% for me, but haven't see that deal in a long time. 

None of the offers I've gotten haev been that sweet, aside from NFCU.  Unfortunately they're my lowest CL of the BT batch.

[Anonymous]

That's the standard offer they have for me. I have had it for a year.

[cr101]

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@Remedios wrote:

Does this qualifies as worse 😐😒

I dont know why I keep harping at this, I have nothing to transfer right now,  but they are hurting my feelings 

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Came here to post the same lousy "offer" lol. iirc, you've had some huge approvals recently with other banks. so, i guess i can't take offense to this deal if they don't even have anything for someone like you lol

[Anonymous]

Noticed that Informed Delivery has a letter from Disco about a 0% offer today so I went and looked. 

4% fee 👎 but good to have them at all. 

[JeffMO]

Y'all wanna see bad lol, I'll show ya bad.

This makes me hang my head in shame lol

[AverageJoesCredit]

Bad but its an offer  bad is when your offer is " thanks for checking, try again another day"