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Shooting for a Zync

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Neeko708
Established Member

Re: Shooting for a Zync


@Datx wrote:

@Neeko708 wrote:

I'm a member of NFCU and could possibly qualify for there rewards cards.

Any thoughts on them?


IMO, they will be more likely to approve you than Amex would.



Apped NFCU cash Rewards this afternoon. 

Just checked my account and it's "Review in process".

Thought I would of had an answer by now.

The suspense is killing me!!!

 

Starting EQ 651 TU 662 EX 668 (EQ Pull 12/31/2011)
4/23/12 EQ 701 TU 712 EX 715
Goal Score: 750 then 800
Zync-NPSL, NFCU $2500, AFCU Visa $2000
Message 21 of 30
webhopper
Moderator Emeritus

Re: Shooting for a Zync

GL, mine did that. It took about 48 hours for the answer. You may call and ask to send in your bank statements and check stubs if your income is good. They use that in setting your CL
FICO 8:
Goal: Gardening!
Message 22 of 30
Neeko708
Established Member

Re: Shooting for a Zync


@webhopper wrote:
GL, mine did that. It took about 48 hours for the answer. You may call and ask to send in your bank statements and check stubs if your income is good. They use that in setting your CL

I have DP and online banking with them so they should have everything they need.

It's killing me not knowing though.

 

Starting EQ 651 TU 662 EX 668 (EQ Pull 12/31/2011)
4/23/12 EQ 701 TU 712 EX 715
Goal Score: 750 then 800
Zync-NPSL, NFCU $2500, AFCU Visa $2000
Message 23 of 30
Neeko708
Established Member

Re: Shooting for a Zync

Just checked my NFCU account.

The app says still in review, but the strange thing is there is a cashRewards Visa linked to my account. with a limit of $2500.

I'm guessing that this means I've been approved!!!

If that is indeed the case this would be my very first CC that has any kind of rewards or cash back.

 

I'm going to pay my non rewards visa down from $1098 (limit 2k) to $500 today and hopefully pay off the remaining off next month.

And when it is all paid it will be going in solitary confinement only to come out once a month for very minor purchases.

Starting EQ 651 TU 662 EX 668 (EQ Pull 12/31/2011)
4/23/12 EQ 701 TU 712 EX 715
Goal Score: 750 then 800
Zync-NPSL, NFCU $2500, AFCU Visa $2000
Message 24 of 30
Neeko708
Established Member

Re: Shooting for a Zync

I'm going to give it 2 months before I app for an Amex Green or Gold instead of the Zync. By then my score should be high enough to  qualify. 

Starting EQ 651 TU 662 EX 668 (EQ Pull 12/31/2011)
4/23/12 EQ 701 TU 712 EX 715
Goal Score: 750 then 800
Zync-NPSL, NFCU $2500, AFCU Visa $2000
Message 25 of 30
RyVision
Valued Contributor

Re: Shooting for a Zync


@Neeko708 wrote:

I'm going to give it 2 months before I app for an Amex Green or Gold instead of the Zync. By then my score should be high enough to  qualify. 



It may be high enough for the Green now (if not the gold, which to me isn't really worth the AF for everyone).

 

Welcome to the NFCU Green Kermit Card family BTW  Smiley Happy


AKA 840flippedto480
Message 26 of 30
webhopper
Moderator Emeritus

Re: Shooting for a Zync


@Neeko708 wrote:

Just checked my NFCU account.

The app says still in review, but the strange thing is there is a cashRewards Visa linked to my account. with a limit of $2500.

I'm guessing that this means I've been approved!!!

If that is indeed the case this would be my very first CC that has any kind of rewards or cash back.

 

I'm going to pay my non rewards visa down from $1098 (limit 2k) to $500 today and hopefully pay off the remaining off next month.

And when it is all paid it will be going in solitary confinement only to come out once a month for very minor purchases.



Welcome to the Green Kermit family....   LOL

 

Its the ugliest card ever made, but you gotta love NFCU Smiley Very Happy

FICO 8:
Goal: Gardening!
Message 27 of 30
Neeko708
Established Member

Re: Shooting for a Zync


@webhopper wrote:

@Neeko708 wrote:

Just checked my NFCU account.

The app says still in review, but the strange thing is there is a cashRewards Visa linked to my account. with a limit of $2500.

I'm guessing that this means I've been approved!!!

If that is indeed the case this would be my very first CC that has any kind of rewards or cash back.

 

I'm going to pay my non rewards visa down from $1098 (limit 2k) to $500 today and hopefully pay off the remaining off next month.

And when it is all paid it will be going in solitary confinement only to come out once a month for very minor purchases.



Welcome to the Green Kermit family....   LOL

 

Its the ugliest card ever made, but you gotta love NFCU Smiley Very Happy


 

Definately ugly, but she will get a lot of love from me LOL

Starting EQ 651 TU 662 EX 668 (EQ Pull 12/31/2011)
4/23/12 EQ 701 TU 712 EX 715
Goal Score: 750 then 800
Zync-NPSL, NFCU $2500, AFCU Visa $2000
Message 28 of 30
LS2982
Mega Contributor

Re: Shooting for a Zync


@Neeko708 wrote:

Just checked my NFCU account.

The app says still in review, but the strange thing is there is a cashRewards Visa linked to my account. with a limit of $2500.

I'm guessing that this means I've been approved!!!

If that is indeed the case this would be my very first CC that has any kind of rewards or cash back.

 

I'm going to pay my non rewards visa down from $1098 (limit 2k) to $500 today and hopefully pay off the remaining off next month.

And when it is all paid it will be going in solitary confinement only to come out once a month for very minor purchases.


CONGRATS!!!! Nice starting CL!!!!!




EQ FICO 548 3/3/16
Message 29 of 30
Datx
Valued Contributor

Re: Shooting for a Zync

Awesome, congrats on the approval!

Message 30 of 30
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