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Shop your Way card

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creditrizz
Frequent Contributor

Re: Shop your Way card

The amount of work I see getting put into this card on the forums seems like it ends up paying about $5/hour in the end lol.  I honestly don't know why this card irks some of us so much, maybe it's the never ending thread about walmart and fast food with the annoying title that's always at the top of the page.   It's America, the healthcare costs from eating that stuff are gonna outweigh the bonus!  

 

 




Equifax:833, TransUnion:830, Experian: 832
Message 51 of 66
xenon3030
Valued Contributor

Re: Shop your Way card

Lol. Sooner or later, there would be discussions on the credit cards that can cover 5% or more on medical expenses Smiley Happy

 

Amex Plat may provide such benefits, at a striked AF in future. Its monthly Uber credit already covers the ride cost to the nearest hospital Smiley Happy


Fico8: EX~EQ~TU~840 (12 month goal~850).
BOA (CCR, UCR), Chase (CFF, CSP, Amazon, CIC, CIU), US Bank (Cash+, AR, Go, Ralphs), Discover, Citi (CCC, DC, SYW), Amex (BCP, HH, Biz Gold, BBC, BBP), Affinity CR, Cap1(Walmart), Barclays View.
Message 52 of 66
ptatohed
Senior Contributor

Re: Shop your Way card


@creditrizz wrote:

The amount of work I see getting put into this card on the forums seems like it ends up paying about $5/hour in the end lol.  I honestly don't know why this card irks some of us so much, maybe it's the never ending thread about walmart and fast food with the annoying title that's always at the top of the page.   It's America, the healthcare costs from eating that stuff are gonna outweigh the bonus!  

 

 


Did the thread title of this thread change??

 

Where is this Walmart and fast food thread that is always at the top?  :confused:

 

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi CUSTOM CASH “C” // citi ThankYou (5% gas, lucrative spending offers) // mylowe’s Rewards // Target circle card

Rotating 5% CB:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
Message 53 of 66
Anonymous
Not applicable

Re: Shop your Way card


@xenon3030 wrote:

Lol. Sooner or later, there would be discussions on the credit cards that can cover 5% or more on medical expenses Smiley Happy

 

Amex Plat may provide such benefits, at a striked AF in future. Its monthly Uber credit already covers the ride cost to the nearest hospital Smiley Happy


The benefit would pay towards the cost of a hospital room (ormedications/nurse/doctor) once per month and let's hope that fits into your treatment needs!

Message 54 of 66
xenon3030
Valued Contributor

Re: Shop your Way card


@Anonymous wrote:

@xenon3030 wrote:

Lol. Sooner or later, there would be discussions on the credit cards that can cover 5% or more on medical expenses Smiley Happy

 

Amex Plat may provide such benefits, at a striked AF in future. Its monthly Uber credit already covers the ride cost to the nearest hospital Smiley Happy


The benefit would pay towards the cost of a hospital room (ormedications/nurse/doctor) once per month and let's hope that fits into your treatment needs!


Since I have US Bank AR, I would use Apple Pay to get 4.5% of CB on hospital bills and without cap Smiley Happy. Anyway, the card does not accept new applicants and the new people are on their own to pay medical bills in full!!!


Fico8: EX~EQ~TU~840 (12 month goal~850).
BOA (CCR, UCR), Chase (CFF, CSP, Amazon, CIC, CIU), US Bank (Cash+, AR, Go, Ralphs), Discover, Citi (CCC, DC, SYW), Amex (BCP, HH, Biz Gold, BBC, BBP), Affinity CR, Cap1(Walmart), Barclays View.
Message 55 of 66
unsungivy
Valued Contributor

Re: Shop your Way card sucks


@AskPatient1281 wrote:

I need to look into the option of paying with a debt card. Well.... first I need to get a debt card with 1% cashback, as I don't have one today. Any suggestions?

 


@unsungivy wrote:

And oh noes, I can pay all of them by debit card... I'll take the 1% extra cash back as compensation for it being one of three physical cards in my wallet, thanks, making it a 2% everything/6% gas/4% dining& supermarket card before any offers or deals even figure in.

 


 


https://ficoforums.myfico.com/t5/Credit-Cards/Best-debit-card-for-paying-down-a-credit-card/td-p/674...

AU - Sock - On my
Biz - Debit Cards -
Message 56 of 66
AzCreditGuy
Valued Contributor

Re: Shop your Way card sucks

I have a balance of $41.45 that I am trying to pay off I am being told that I cant make more then the min, which is $29. I go to make payment of $29, it is says I cant make more than the statement balance. What? So they just want to have a balance instead of putting this small amount? 

Message 57 of 66
odd_dog
Valued Contributor

Re: Shop your Way card sucks

So it is OK to title a thread I LOVE THE SYWC....BUT not OK to say it SUCKS....hummmmmmmm......opinions - both titles....I think the other thread is misleading anyway...it is NOT cash back, it is GIFT Cards...HUGE difference.......and to say there is a "work around" by putting cash in the bank when you "cash out for gift cards" is DISINGENUOUS as you would have to SPEND to get your money out instead of REAL cash back where it is just deposited into your checking/savings when you earn it.....but to each thier own, these threads are just supposed to help you make up your OWN mind but if I disagree with that well that is what a FORUM is all about......isn't it?

Message 58 of 66
ptatohed
Senior Contributor

Re: Shop your Way card sucks


@odd_dog wrote:

So it is OK to title a thread I LOVE THE SYWC....BUT not OK to say it SUCKS....hummmmmmmm......opinions - both titles....I think the other thread is misleading anyway...it is NOT cash back, it is GIFT Cards...HUGE difference.......and to say there is a "work around" by putting cash in the bank when you "cash out for gift cards" is DISINGENUOUS as you would have to SPEND to get your money out instead of REAL cash back where it is just deposited into your checking/savings when you earn it.....but to each thier own, these threads are just supposed to help you make up your OWN mind but if I disagree with that well that is what a FORUM is all about......isn't it?


Except that you are wrong.  Statement credits are real cash back.  Smiley Wink

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi CUSTOM CASH “C” // citi ThankYou (5% gas, lucrative spending offers) // mylowe’s Rewards // Target circle card

Rotating 5% CB:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
Message 59 of 66
AzCreditGuy
Valued Contributor

Re: Shop your Way card sucks


@ptatohed wrote:

@odd_dog wrote:

So it is OK to title a thread I LOVE THE SYWC....BUT not OK to say it SUCKS....hummmmmmmm......opinions - both titles....I think the other thread is misleading anyway...it is NOT cash back, it is GIFT Cards...HUGE difference.......and to say there is a "work around" by putting cash in the bank when you "cash out for gift cards" is DISINGENUOUS as you would have to SPEND to get your money out instead of REAL cash back where it is just deposited into your checking/savings when you earn it.....but to each thier own, these threads are just supposed to help you make up your OWN mind but if I disagree with that well that is what a FORUM is all about......isn't it?


Except that you are wrong.  Statement credits are real cash back.  Smiley Wink


  • Statement credits are cash back as long as you have a offer of spending a certain amount every statement, to receive that cash back. Its a true gift CREDIT CARD not cash back. I converted my pts to a gift card mastercard in order to add it to my apple pay in order to use that cash. This card sucks, I still stand by that and the mods changed the title...Not me...I am just being honest and the card wasnt the right choice for me
Message 60 of 66
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