Should I apply for Chase (Personal)

[CS11]

I recently just got my 2nd chase biz card and am wondering if I should just go ahead and get one of their personal cards since I have the inquiry. I dont know that even use the card but I guess I am having FOMO because of the 5/24. I have Discover It, NFCU Cash Rewards and More Rewards on the personal side now.

[NoMoreE46]

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@CS11 wrote:
I recently just got my 2nd chase biz card and am wondering if I should just go ahead and get one of their personal cards since I have the inquiry. I dont know that even use the card but I guess I am having FOMO because of the 5/24. I have Discover It, NFCU Cash Rewards and More Rewards on the personal side now.

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The new app for a personal card would be another HP. 
To clarify, are you at 5/24 now?

[CS11]

Sorry no I’m at 0/24 lol but I don’t like the idea of I may not be able to get it if I were 5/24

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@NoMoreE46 wrote:

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@CS11 wrote:
I recently just got my 2nd chase biz card and am wondering if I should just go ahead and get one of their personal cards since I have the inquiry. I dont know that even use the card but I guess I am having FOMO because of the 5/24. I have Discover It, NFCU Cash Rewards and More Rewards on the personal side now.

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The new app for a personal card would be another HP. 
To clarify, are you at 5/24 now?

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[NoMoreE46]

You can try the preapproval tool from Chase to get a sense of confidence.  

https://ficoforums.myfico.com/t5/Credit-Cards/Chase-pre-approval-site-is-active/m-p/6710345#M1855566

[SouthJamaica]

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@CS11 wrote:
I recently just got my 2nd chase biz card and am wondering if I should just go ahead and get one of their personal cards since I have the inquiry. I dont know that even use the card but I guess I am having FOMO because of the 5/24. I have Discover It, NFCU Cash Rewards and More Rewards on the personal side now.

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1.  Chase will not reuse the hard pull.

2.  No you shouldn't apply unless and until there's a card you can really use.